Investment Calculator: Optimize Your Alternative Investment Portfolio

Analyze and forecast the potential performance of alternative investments in your portfolio. Use Yieldstreet’s investment simulator to identify new investment opportunities and make more informed decisions for your own private market portfolio.

How to calculate your returns

Yieldstreet’s investment portfolio calculator will help you:

Use our portfolio to predict future performance per asset type

Compare different alternative investment options

Test and fine-tune your investment approach under different scenarios

Prioritize income, returns or blend them together

Portfolio simulator

See how you can benefit from building a portfolio of alternative investments.

Total earnings

$3,140.00

Target annualized return 6.77%

Total investment

$30,000.0000

Target annualized return

6.77%

Earnings and Payments

Earnings

Both

Payments

Income

Prioritize current income

Growth

Prioritize returns

Balanced

Blend income and growth

Income

Growth

Balanced

Prioritize current income

Short Term Notes

$10,000

Target annualized yield4%

Target term6 months

short-term-notes

$10,000

Supply Chain

$10,000

Target annualized yield7.8%

Target term6 months

supply-chain

$10,000

Real Estate

$10,000

Target annualized yield8.5%

Target term36 months

real-estate

$10,000

All investments involve risk, including loss of principal. View Disclosures

How to use the investment calculator

This calculator is designed to analyze an investor's existing investment portfolio and show how adding alternative assets may be advantageous.

Start by selecting from the following portfolio goals:

Income

Earn regular interest through debt investments

Growth

Target capital appreciation — typically at the investment’s maturity — via equity investments

Balanced

Earn both regular income and capital appreciation

From there, investors can adjust their allocations to each of the three sample investments. As investors make adjustments, the graph showing earnings and payments will be automatically updated.

How Yieldstreet can help

We believe investing in alternatives with Yieldstreet can be a smart move for any investor looking to diversify and grow their portfolio beyond traditional stocks and bonds.

Wealth professionals recommend allocating 15-30% of your portfolio to alternatives. Yieldstreet offers a range of investment options with typically low stock market correlation at more attainable minimums than hedge funds and private equity firms.

Yieldstreet offers investments across a wide variety of asset classes, target durations, and target returns.

To top it off, investments with Yieldstreet are often backed by physical collateral, helping to protect your principal.

Asset classes

More asset classes than any other platform

I am looking for

Balanced

Growth

Income

Real Estate

Venture Capital

Private Equity

Private Credit

Short Term Notes

Structured Notes

Diversified Funds

Transportation

Art

Legal Finance

View our offerings

ST Income Notes Diversified Portfolio L

Min. investment

$15K

Asset class

Other

Originator

Private

Equity Trust eligible

Houston Industrial Development Equity

Min. investment

$25K

Asset class

Real Estate

IRA eligible

Offering Title

Min. investment

$10k

Asset class

Originator

originatorName

offeringTag

Featured in

Investment Terminologies to Know

Return Rate

The return rate is the percentage gain or loss on an investment over a specified period of time. It helps investors evaluate the performance of their investments and compare them with other opportunities.

Risk Tolerance

Risk tolerance refers to an investor's ability or willingness to accept fluctuations in the value of their investments. It varies from person to person, depending on factors like financial goals, time horizon, and personal comfort with uncertainty. Investors with a higher risk tolerance can handle more volatile investments, while those with a lower risk tolerance may prefer more stable, conservative options.

Compound Interest

Compound interest is the interest earned on both the initial investment principal and the interest that has been added to it over time. In other words, it's the process where interest is earned on interest, leading to exponential growth of the investment over time.

Investment Principal

The investment principal is the initial amount of money invested in a financial product or asset. It serves as the starting point for calculating returns, interest, and other financial metrics.

End Amount

The end amount is the total value of an investment at the end of a specified investment period. It includes the initial investment principal, any additional contributions made during the investment period, and the interest or returns earned on the investment.

Investment Length

Investment length refers to the duration of time that an investor plans to hold an investment. It can range from short-term (weeks or months) to long-term (years or decades) and plays a significant role in determining the investment strategy and risk tolerance.

Additional Contribution

Additional contribution is any extra amount of money an investor adds to their initial investment over time. These contributions can be made periodically (monthly, quarterly, or annually) and can help boost the growth of the investment.

Frequently Asked Questions about Investing for Retirement

How long does it take for an investment to grow/mature?

Yieldstreet offers a variety of investments with different target maturity dates and payment schedules, typically from 6 months to 5 years in target duration, with the exception of the Yieldstreet Alternative Income Fund and the Growth & Income REIT (i.e. both do not have a termination date). Make sure to review all payment schedules and other considerations before investing in any investment offerings.

Does the calculator take into account any fees or expenses associated with investments?

The returns displayed are shown as hypothetical returns after all fees are deducted.

How accurate are the predictions generated by the investment calculator?

The predictions generated by the investment calculator are hypothetical in nature and are not to be taken as a guarantee of future performance.

Are alternative investments suitable for both novice and experienced investors?

Alternatives are potentially suitable for investors looking to diversify their portfolios beyond stocks and bonds. There are unique risks and opportunities associated with private market investing that should be considered in full prior to making an investment decision.

What are the fees associated with investing on Yieldstreet?

Yieldstreet shows all fees clearly and in full on each offering page. Review all fees in detail prior to investing on Yieldstreet.

Learn More

5 Passive Income Ideas For Income Generation

What are alternative investments?

5 ideas on building wealth outside the stock market

All securities involve risk and may result in significant losses. Alternative investments involve specific risks that may be greater than those associated with traditional investments; are not suitable for all clients; and intended for experienced and sophisticated investors who meet specific suitability requirements and are willing to bear the high economic risks of the investment. Investments of this type may engage in speculative investment practices; carry additional risk of loss, including possibility of partial or total loss of invested capital, due to the nature and volatility of the underlying investments; and are generally considered to be illiquid due to restrictive repurchase procedures. These investments may also involve different regulatory and reporting requirements, complex tax structures, and delays in distributing important tax information.

Investors

Originators

Resources

Company

We believe our 10 alternative asset classes, track record across 470+ investments, third party reviews, and history of innovation makes Yieldstreet “The leading platform for private market investing,” as compared to other private market investment platforms.

¹ Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.

² Represents an net annualized return, using an internal rate of return (IRR) methodology, with respect to the matured investments shown in your Portfolio experience, utilizing the effective dates and amounts of subscriptions and distributions to and from the investments, net of management fees and all other expenses charged to the investments.[read more]

³ "Annual interest," "Annualized Return" or "Target Returns" represents a projected annual target rate of interest or annualized target return, and not returns or interest actually obtained by fund investors. “Term" represents the estimated term of the investment; the term of the fund is generally at the discretion of the fund’s manager, and may exceed the estimated term by a significant amount of time. Unless otherwise specified on the fund's offering page, target interest or returns are based on an analysis performed by Yieldstreet of the potential inflows and outflows related to the transactions in which the strategy or fund has engaged and/or is anticipated to engage in over the estimated term of the fund. There is no guarantee that targeted interest or returns will be realized or achieved or that an investment will be successful. Actual performance may deviate from these expectations materially, including due to market or economic factors, portfolio management decisions, modelling error, or other reasons.

⁴ Reflects the annualized distribution rate that is calculated by taking the most recent quarterly distribution approved by the Fund's Board of Directors and dividing it by prior quarter-end NAV and annualizing it. The Fund’s distribution may exceed its earnings. Therefore, a portion of the Fund’s distribution may be a return of the money you originally invested and represent a return of capital to you for tax purposes.

⁵ Represents the sum of the interest accrued in the statement period plus the interest paid in the statement period.

⁶ The internal rate of return ("IRR") represents an average net realized IRR with respect to all matured investments, excluding our Short Term Notes program, weighted by the investment size of each individual investment, made by private investment vehicles managed by YieldStreet Management, LLC from July 1, 2015 through and including July 18th, 2022, after deduction of management fees and all other expenses charged to investments.

⁷ Investors should carefully consider the investment objectives, risks, charges and expenses of the Yieldstreet Alternative Income Fund before investing. The prospectus for the Yieldstreet Alternative Income Fund contains this and other information about the Fund and can be obtained by emailing [email protected] or by referring to www.yieldstreetalternativeincomefund.com. The prospectus should be read carefully before investing in the Fund. Investments in the Fund are not bank deposits (and thus not insured by the FDIC or by any other federal governmental agency) and are not guaranteed by Yieldstreet or any other party.

⁸ This tool is for informational purposes only. You should not construe any information provided here as investment advice or a recommendation, endorsement or solicitation to buy any securities offered on Yieldstreet. Yieldstreet is not a fiduciary by virtue of any person's use of or access to this tool. The information provided here is of a general nature and does not address the circumstances of any particular individual or entity. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of this information before making any decisions based on such information.

⁹ Statistics as of the most recent month end.

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Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. In addition, other financial metrics and calculations shown on the website (including amounts of principal and interest repaid) have not been independently verified or audited and may differ from the actual financial metrics and calculations for any investment, which are contained in the investors’ portfolios. Any investment information contained herein has been secured from sources that Yieldstreet believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefore.

Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by Yieldstreet or any other party, and MAY lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.

Investments in private placements are speculative and involve a high degree of risk and those investors who cannot afford to lose their entire investment should not invest. Additionally, investors may receive illiquid and/or restricted securities that may be subject to holding period requirements and/or liquidity concerns. Investments in private placements are highly illiquid and those investors who cannot hold an investment for the long term (at least 5-7 years) should not invest.

Alternative investments should only be part of your overall investment portfolio. Further, the alternative investment portion of your portfolio should include a balanced portfolio of different alternative investments.

Articles or information from third-party media outside of this domain may discuss Yieldstreet or relate to information contained herein, but Yieldstreet does not approve and is not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party articles, do not constitute an approval or endorsement by Yieldstreet of the linked or reproduced content.

Investing in securities (the "Securities") listed on Yieldstreet™ pose risks, including but not limited to credit risk, interest rate risk, and the risk of losing some or all of the money you invest. Before investing you should: (1) conduct your own investigation and analysis; (2) carefully consider the investment and all related charges, expenses, uncertainties and risks, including all uncertainties and risks described in offering materials; and (3) consult with your own investment, tax, financial and legal advisors. Such Securities are only suitable for accredited investors who understand and are willing and able to accept the high risks associated with private investments.

Investing in private placements requires long-term commitments, the ability to afford to lose the entire investment, and low liquidity needs. This website provides preliminary and general information about the Securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. This website does not constitute an offer to sell or buy any securities. No offer or sale of any Securities will occur without the delivery of confidential offering materials and related documents. This information contained herein is qualified by and subject to more detailed information in the applicable offering materials. Yieldstreet™ is not registered as a broker-dealer. Yieldstreet™ does not make any representation or warranty to any prospective investor regarding the legality of an investment in any Yieldstreet Securities.

YieldStreet Inc. is the direct owner of Yieldstreet Management, LLC, which is an SEC-registered investment adviser that manages the Yieldstreet funds and provides investment advice to the Yieldstreet funds, and in certain cases, to retail investors. RealCadre LLC is also indirectly owned by Yieldstreet Inc. RealCadre LLC is a broker-dealer registered with the Securities and Exchange Commission (“SEC”) and a member of the Financial Industry Regulatory Authority (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). Information on all FINRA registered broker-dealers can be found on FINRA’s BrokerCheck. Despite its affiliation with Yieldstreet Management, LLC, RealCadre LLC has no role in the investment advisory services received by YieldStreet clients or the management or distribution of the Yieldstreet funds or other securities offered on our through Yieldstreet and its personnel. RealCadre LLC does not solicit, sell, recommend, or place interests in the Yieldstreet funds.

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