Investment Calculator: Optimize Your Alternative Investment Portfolio

Analyze and forecast the potential performance of alternative investments in your portfolio. Use Yieldstreet’s investment simulator to identify new investment opportunities and make more informed decisions for your own private market portfolio.

How to calculate your returns

Yieldstreet’s investment portfolio calculator will help you:

Use our portfolio to predict future performance per asset type

Compare different alternative investment options

Test and fine-tune your investment approach under different scenarios

Prioritize income, returns or blend them together

Portfolio simulator

See how you can benefit from building a portfolio of alternative investments.

Total earnings


Target annualized return 6.77%
Total investment
Target annualized return
Earning Icon
Earning / Payments Icon
Payments Icon
Earnings and Payments


Prioritize current income


Prioritize returns


Blend income and growth
Prioritize current income

Short Term Notes


Target annualized yield4%
Target term6 months


Supply Chain


Target annualized yield7.8%
Target term6 months


Real Estate


Target annualized yield8.5%
Target term36 months


All investments involve risk, including loss of principal. View Disclosures

How to use the investment calculator

This calculator is designed to analyze an investor's existing investment portfolio and show how adding alternative assets may be advantageous.

Start by selecting from the following portfolio goals:


Earn regular interest through debt investments


Target capital appreciation — typically at the investment’s maturity — via equity investments


Earn both regular income and capital appreciation

From there, investors can adjust their allocations to each of the three sample investments. As investors make adjustments, the graph showing earnings and payments will be automatically updated.

How Yieldstreet can help

We believe investing in alternatives with Yieldstreet can be a smart move for any investor looking to diversify and grow their portfolio beyond traditional stocks and bonds.

Wealth professionals recommend allocating 15-30% of your portfolio to alternatives. Yieldstreet offers a range of investment options with typically low stock market correlation at more attainable minimums than hedge funds and private equity firms.

Yieldstreet offers investments across a wide variety of asset classes, target durations, and target returns.

To top it off, investments with Yieldstreet are often backed by physical collateral, helping to protect your principal.

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Investment Terminologies to Know

Return Rate

The return rate is the percentage gain or loss on an investment over a specified period of time. It helps investors evaluate the performance of their investments and compare them with other opportunities.

Risk Tolerance

Risk tolerance refers to an investor's ability or willingness to accept fluctuations in the value of their investments. It varies from person to person, depending on factors like financial goals, time horizon, and personal comfort with uncertainty. Investors with a higher risk tolerance can handle more volatile investments, while those with a lower risk tolerance may prefer more stable, conservative options.

Compound Interest

Compound interest is the interest earned on both the initial investment principal and the interest that has been added to it over time. In other words, it's the process where interest is earned on interest, leading to exponential growth of the investment over time.

Investment Principal

The investment principal is the initial amount of money invested in a financial product or asset. It serves as the starting point for calculating returns, interest, and other financial metrics.

End Amount

The end amount is the total value of an investment at the end of a specified investment period. It includes the initial investment principal, any additional contributions made during the investment period, and the interest or returns earned on the investment.

Investment Length

Investment length refers to the duration of time that an investor plans to hold an investment. It can range from short-term (weeks or months) to long-term (years or decades) and plays a significant role in determining the investment strategy and risk tolerance.

Additional Contribution

Additional contribution is any extra amount of money an investor adds to their initial investment over time. These contributions can be made periodically (monthly, quarterly, or annually) and can help boost the growth of the investment.

Frequently Asked Questions about Investing for Retirement

How long does it take for an investment to grow/mature?

Yieldstreet offers a variety of investments with different target maturity dates and payment schedules, typically from 6 months to 5 years in target duration. Make sure to review all payment schedules and other considerations before investing in any opportunity.

Does the calculator take into account any fees or expenses associated with investments?

The returns displayed are shown as hypothetical returns after all fees are deducted.

How accurate are the predictions generated by the investment calculator?

The predictions generated by the investment calculator are hypothetical in nature and are not to be taken as a guarantee of future performance.

Are alternative investments suitable for both novice and experienced investors?

Alternatives are potentially suitable for investors looking to diversify their portfolios beyond stocks and bonds. There are unique risks and opportunities associated with private market investing that should be considered in full prior to making an investment decision.

What are the fees associated with investing on Yieldstreet?

Yieldstreet shows all fees clearly and in full on each offering page. Review all fees in detail prior to investing on Yieldstreet.

All securities involve risk and may result in significant losses. Alternative investments involve specific risks that may be greater than those associated with traditional investments; are not suitable for all clients; and intended for experienced and sophisticated investors who meet specific suitability requirements and are willing to bear the high economic risks of the investment. Investments of this type may engage in speculative investment practices; carry additional risk of loss, including possibility of partial or total loss of invested capital, due to the nature and volatility of the underlying investments; and are generally considered to be illiquid due to restrictive repurchase procedures. These investments may also involve different regulatory and reporting requirements, complex tax structures, and delays in distributing important tax information.