Don’t settle for less

Invest in Yieldstreet's Short Term Notes, with minimums as low as $1k.

Don’t settle for less

Invest in Yieldstreet's Short Term Notes, with minimums as low as $1k.

Open to accredited investors only

The most common definition of accredited investor is someone who makes $200k a year, $300k jointly with their spouse, or has $1m in net worth apart from their primary residence.

Put record-low yields in the rear view

Invest in Short Term Notes to earn interest at a rate typically higher than what most CDs currently offer.

Short Term Note
Series XXV

4% annualized interest rate

6-month CD

0.25% APY

6-month CD

0.40% APY

6-month CD

0.25% APY

6-month CD

0.24% APY

  • 6-month CD

    0.25% APY

    6-month CD

    0.40% APY

Source of comparative rates is Bankrate as of 11/12/2020.

Your frequently asked questions, answered.

What are Short Term Notes?

Short Term Notes offer investors the opportunity to earn interest typically over the course of a 180-day term. Investors receive monthly interest payments at an annualized interest rate and their principal at the note’s maturity.

Yieldstreet uses money raised through its Short Term Notes program, along with warehouse facilities and credit lines, to fund investment opportunities that are then launched on the platform.


What is my investment backed by?

Yieldstreet has used Short Term Notes and other warehouse facilities and credit lines to fund more than $1.4B in investments on our platform. As of January 2021, we have launched 22 series of Short Term Notes, with 11 series paid in full and the remaining series currently performing as expected.

Short Term Notes carry the risk that an investment opportunity financed by Short Term Notes could default before it becomes fully subscribed. In such a scenario, Yieldstreet would work to recover the cash invested in the underlying investment. As with other investment opportunities, some investments that are financed via Short Term Notes may have senior lenders who would receive first payment in case of default.

However, to help protect Short Term Note investors, Yieldstreet generally holds a percentage of the notes issued in each series in a first loss position. This product is not offered by a bank and as such it is not FDIC insured.

How often do I get paid?

Short Term Notes make monthly interest payments at the annualized rate. Principal is repaid at the note’s maturity.

For more details on the Short Term Notes program, please refer to the Private Placement Memorandum and the applicable Series Note Supplement for each series.

Short Term Notes on Yieldstreet: Stats to date


Amount invested to date


Average offering size


Number of payments

Make Short Term Notes the beginning of your Yieldstreet investment journey

  • No fees or expenses charged

    Invest in a fee-free product

  • Short durations

    Access liquidity after maximum term of 180 days

  • No promotional rates

    Interest rate remains consistent for full duration

  • Rolling maturities

    Invest multiple times to build an optimized earnings strategy

Start earning today with a $1k minimum investment