Open to accredited investors only
The most common definition of accredited investor is someone who makes $200k a year, $300k jointly with their spouse, or has $1m in net worth apart from their primary residence.
Invest in a fee-free product
Access liquidity after maximum term of 180 days
Interest rate remains consistent for full duration
Invest multiple times to build an optimized earnings strategy
Short Term Notes offer investors the opportunity to earn interest typically over the course of a 180-day term. Investors receive monthly interest payments at an annualized interest rate and their principal at the note’s maturity.
Yieldstreet uses money raised through its Short Term Notes program, along with warehouse facilities and credit lines, to fund investment opportunities that are then launched on the platform.
No, this product is not offered by a bank and is not FDIC insured.
Short Term Notes also carry the risk that an investment opportunity financed by Short Term Notes would default before it becomes fully subscribed. In such a scenario, Yieldstreet would work to recover the cash invested in the underlying investment. As with other investment opportunities, some investments that are financed via Short Term Notes may have senior lenders who would receive first payment in case of default.
To help protect Short Term Note investors, Yieldstreet generally holds a percentage of the notes issued in each series in a first loss position.
Yieldstreet has used Short Term Notes and other warehouse facilities and credit lines to fund more than $1.4B in investments on our platform. As of October 2020, we have launched 15 series of Short Term Notes, with six series paid in full and the remaining currently performing as expected.
Short Term Notes make monthly interest payments at the annualized rate. Principal is repaid at the note’s maturity.