Don’t settle for less

Invest in Yieldstreet's Short Term Notes, with minimums as low as $1k.

Don’t settle for less

Invest in Yieldstreet's Short Term Notes, with minimums as low as $1k.

Open to accredited investors only

The most common definition of accredited investor is someone who makes $200k a year, $300k jointly with their spouse, or has $1m in net worth apart from their primary residence.

Put record-low yields in the rear view

Invest in Short Term Notes to earn interest at a rate typically higher than what most CDs currently offer.

Short Term Note
Series XIV

4.5% annualized interest rate

6-month CD

0.25% APY

6-month CD

0.40% APY

6-month CD

0.25% APY

6-month CD

0.24% APY

  • 6-month CD

    0.25% APY

    6-month CD

    0.40% APY

  • 6-month CD

    0.25% APY

    6-month CD

    0.24% APY

Make Short Term Notes the beginning of your Yieldstreet investment journey

  • No fees or expenses charged

    Invest in a fee-free product

  • Short durations

    Access liquidity after maximum term of 180 days

  • No promotional rates

    Interest rate remains consistent for full duration

  • Rolling maturities

    Invest multiple times to build an optimized earnings strategy

Your frequently asked questions, answered.

What are Short Term Notes?

Short Term Notes offer investors the opportunity to earn interest typically over the course of a 180-day term. Investors receive monthly interest payments at an annualized interest rate and their principal at the note’s maturity.

Yieldstreet uses money raised through its Short Term Notes program, along with warehouse facilities and credit lines, to fund investment opportunities that are then launched on the platform.

Is my investment in Short Term Notes FDIC insured?

No, this product is not offered by a bank and is not FDIC insured.

Short Term Notes also carry the risk that an investment opportunity financed by Short Term Notes would default before it becomes fully subscribed. In such a scenario, Yieldstreet would work to recover the cash invested in the underlying investment. As with other investment opportunities, some investments that are financed via Short Term Notes may have senior lenders who would receive first payment in case of default.

To help protect Short Term Note investors, Yieldstreet generally holds a percentage of the notes issued in each series in a first loss position.

Yieldstreet has used Short Term Notes and other warehouse facilities and credit lines to fund more than $1.4B in investments on our platform. As of October 2020, we have launched 15 series of Short Term Notes, with six series paid in full and the remaining currently performing as expected.

How often do I get paid?

Short Term Notes make monthly interest payments at the annualized rate. Principal is repaid at the note’s maturity.

Start earning today with a $1k minimum investment