Yieldstreet IRA

Strengthen your future with a private market IRA

Diversification doesn’t stop with taxable accounts. Add alternatives to your retirement portfolio with a Yieldstreet IRA.

Your IRA now has more options than ever

Historically, adding alternatives to IRAs involved significant complexities and high fees. Now with Yieldstreet, diversifying your retirement portfolio with private market alternatives can be as easy as investing in a taxable account.

Advantages of a Yieldstreet IRA

Wide selection of alternatives

Wide selection of alternatives

The vast majority of investments across our 10 asset classes are IRA-eligible.

Exclusive IRA offerings

Exclusive IRA offerings

We reserve select high-demand investment opportunities for IRA investors.

Seamless rollovers

Seamless rollovers

We offer electronic fund transfers from nearly all major IRA and 401(k) providers.

Dedicated support

Dedicated support

Our knowledgeable investor relations team is here to assist with anything you need. 

Help realize the full potential of your retirement portfolio

Move beyond stocks and bonds. Open a Yieldstreet IRA to add private markets to your retirement portfolio.

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Alternative investments can go further in an IRA

Let your private market investments grow for the future with tax advantages.

Keep more of what you earn

Potential outsized private market returns can grow tax-free or tax-deferred in an IRA.

Diversify your entire portfolio

Help increase the likelihood of achieving retirement goals by adding private market investments to your portfolio.

Compound long-term growth

Build wealth for the future by giving your investments time to grow. Tax-advantaged accounts are ideal for high growth and income-generating alternatives.

How it works

1

Open an account

Select either Traditional (tax-deferred) or Roth (tax-free). 

2

Transfer funding

We make it simple to transfer or rollover funds from nearly all major retirement plan providers. Roth or Traditional IRA, 401(k), 403(b), 457, and SEP IRA accounts are all accepted. 

3

Start investing

Your funds will be available in your FDIC-insured Wallet so you can make your first private market IRA investment.

Retirement planning resources

How IRAs can have a role in tax-efficient investing

When it comes to investing, it's not only how much you earn that matters — it's how much you keep after taxes.

What is the difference between Roth and Traditional IRAs?

What is a self-directed IRA?

  1. 9. "Returns based on the past 15 years of historical data from Cambridge, NCREIF, S&P, Bloomberg, as of 6/30/22. Returns are cumulative and do not consider the impact of any fees/expenses. The Private Market Portfolio is a composite index comprised of 40% Private Equity (Cambridge PE Buyout Index) / 30% Private Credit (Cambridge Direct Lending Index) / 30% Private Real Estate (NCREIF Property Index). The Traditional Portfolio is a composite index comprised of 60% Stocks (S&P 500 Index) / 40% Bonds (Bloomberg US Aggregate Index). Indexes are unmanaged and have been provided for comparison purposes only. You cannot invest directly in an index.The taxable account represents a constant tax rate of 37% (the current top ordinary income rate).Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.
  2. 10. This graph is an illustrative model comparing how an account of $100,000 earning an annualized return of 9.7%, compounded annually, over 25 years would fare in a taxable account versus in a tax-deferred account (IRA). The model assumes no other contributions to or distributions from the account over the period and assumes the reinvestment of any dividends and other earnings. The "Taxable" account reflects the application of a constant tax rate of 37% (the current top ordinary income tax rate) on any such dividends and other earnings each year. The "Tax-deferred or tax-free" account assumes no taxes are assessed on dividends or other earnings in the account.
  3. Yieldstreet cannot and does not provide tax advice and this communication is for illustrative purposes only and is not intended to be – and should not be construed as – tax advice. Please consult a tax professional for advice specific to your situation. This communication should neither be construed nor intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, financial, accounting, legal, regulatory or compliance advice. Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.