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Retirement accounts

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Private markets

Help boost your retirement with this wealth-building combo

Maximize the potential of higher returns with less volatility by adding private market investments to your tax-advantaged account.

Extensive opportunities

We offer more alternative asset classes for IRAs than any other platform — everything from real estate to private credit to crypto.

Support for all major accounts

Roll over a 401(k); transfer all, or a portion of a traditional IRA, Roth IRA, SEP IRA, or SIMPLE IRA; or contribute new funding.

Get started in 5 minutes

Most accounts can be funded in just a few days, and our concierge team is here to assist every step of the way.

Take your retirement off autopilot

Your retirement dollars are among the most important to optimize due to their tax efficiencies, making IRAs an ideal vehicle for enhanced private market growth and income.

Protect your wealth

Don’t leave your entire retirement portfolio vulnerable to public market volatility. Diversify with generally lower-correlation private assets.

Compound long-term growth

With a generally longer time horizon, a retirement account can be ideal to let less-liquid private market assets target higher risk-adjusted returns.

Keep more of what you earn

Instead of realizing income or capital gains each time a private market investment matures, let it compound with tax advantages in a retirement account.

Extensive opportunities, one platform

We’ve developed innovative structures that unlock previously restricted investments for IRAs. More than 85% of our investments are available to retirement accounts.

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Real Estate

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Private Credit

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Private Equity & Venture Capital

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Funds Investments

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Short Term Notes

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Structured Notes

Reserved access to offerings

Gain access to some of our highest-demand investments, such as our Supply Chain Financing program, with reserved funding for retirement accounts.

Powered by a top IRA account custodian

We offer a best-in-class retirement investing experience through Equity Trust, one of the largest self-directed IRA custodians in the U.S.

$45B+

in assets under custody and administration

"Best overall"

self-directed IRA company¹²

50

years in business

Source: Equity Trust (January 2024)

Get started in 5 minutes

We’ve made adding private markets to your retirement account nearly as easy as traditional public market investments.

1

Open an account

Create an Equity Trust account directly through Yieldstreet.

2

Roll over or transfer funding

Equity Trust’s concierge team will help you transfer or roll over funding to your account.

3

Add investments

You’re all set to invest in Yieldstreet offerings with your retirement account.

Reduced fees with Yieldstreet

Yieldstreet members enjoy reduced Equity Trust account fees. Pay as little as a 0.09% annual fee based on your retirement account balance.

Let us be your guide

Our knowledgeable team is here to help every step of the way. Schedule a call to have your questions answered.

Retirement accounts

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Private markets

Complete your retirement with Yieldstreet

Open an account with Equity Trust to add Yieldstreet investments to your retirement portfolio.

  1. 10. Returns based on the past 15 years of historical data from Cambridge, NCREIF, S&P, Bloomberg, as of 6/30/22. Returns are cumulative and do not consider the impact of any fees/expenses. The Private Market Portfolio is a composite index comprised of 40% Private Equity (Cambridge PE Buyout Index) / 30% Private Credit (Cambridge Direct Lending Index) / 30% Private Real Estate (NCREIF Property Index). The Traditional Portfolio is a composite index comprised of 60% Stocks (S&P 500 Index) / 40% Bonds (Bloomberg US Aggregate Index). Indexes are unmanaged and have been provided for comparison purposes only. You cannot invest directly in an index.The taxable account represents a constant tax rate of 37% (the current top ordinary income rate). Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.
  2. 11. This graph is an illustrative model comparing how an account of $100,000 earning an annualized return of 9.7%, compounded annually, over 25 years would fare in a taxable account versus in a tax-deferred account (IRA). The model assumes no other contributions to or distributions from the account over the period and assumes the reinvestment of any dividends and other earnings. The "Taxable" account reflects the application of a constant tax rate of 37% (the current top ordinary income tax rate) on any such dividends and other earnings each year. The "Tax-deferred or tax-free" account assumes no taxes are assessed on dividends or other earnings in the account.
  3. 12. Source: Investopedia (as of April 20, 2023). View methodology
  4. Yieldstreet cannot and does not provide tax advice and this communication is for illustrative purposes only and is not intended to be — and should not be construed as — tax advice. Please consult a tax professional for advice specific to your situation. This communication should neither be construed nor intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, financial, accounting, legal, regulatory or compliance advice. Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.

We believe our 10 alternative asset classes, track record across 470+ investments, third party reviews, and history of innovation makes Yieldstreet “The leading platform for private market investing,” as compared to other private market investment platforms.

1 Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.

3 "Annual interest," "Annualized Return" or "Target Returns" represents a projected annual target rate of interest or annualized target return, and not returns or interest actually obtained by fund investors. “Term" represents the estimated term of the investment; the term of the fund is generally at the discretion of the fund’s manager, and may exceed the estimated term by a significant amount of time. Unless otherwise specified on the fund's offering page, target interest or returns are based on an analysis performed by Yieldstreet of the potential inflows and outflows related to the transactions in which the strategy or fund has engaged and/or is anticipated to engage in over the estimated term of the fund. There is no guarantee that targeted interest or returns will be realized or achieved or that an investment will be successful. Actual performance may deviate from these expectations materially, including due to market or economic factors, portfolio management decisions, modelling error, or other reasons.

4 Reflects the annualized distribution rate that is calculated by taking the most recent quarterly distribution approved by the Fund's Board of Directors and dividing it by prior quarter-end NAV and annualizing it. The Fund’s distribution may exceed its earnings. Therefore, a portion of the Fund’s distribution may be a return of the money you originally invested and represent a return of capital to you for tax purposes.

5 Represents the sum of the interest accrued in the statement period plus the interest paid in the statement period.

6 The internal rate of return ("IRR") represents an average net realized IRR with respect to all matured investments, excluding our Short Term Notes program, weighted by the investment size of each individual investment, made by private investment vehicles managed by YieldStreet Management, LLC from July 1, 2015 through and including July 18th, 2022, after deduction of management fees and all other expenses charged to investments.

7 Investors should carefully consider the investment objectives, risks, charges and expenses of the Yieldstreet Alternative Income Fund before investing. The prospectus for the Yieldstreet Alternative Income Fund contains this and other information about the Fund and can be obtained by emailing [email protected] or by referring to www.yieldstreetalternativeincomefund.com. The prospectus should be read carefully before investing in the Fund. Investments in the Fund are not bank deposits (and thus not insured by the FDIC or by any other federal governmental agency) and are not guaranteed by Yieldstreet or any other party.

8 This tool is for informational purposes only. You should not construe any information provided here as investment advice or a recommendation, endorsement or solicitation to buy any securities offered on Yieldstreet. Yieldstreet is not a fiduciary by virtue of any person's use of or access to this tool. The information provided here is of a general nature and does not address the circumstances of any particular individual or entity. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of this information before making any decisions based on such information.

9 Statistics as of the most recent month end.

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No communication by YieldStreet Inc. or any of its affiliates (collectively, “Yieldstreet™”), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice, except for specific investment advice that may be provided by YieldStreet Management, LLC pursuant to a written advisory agreement between such entity and the recipient. Nothing on this website is intended as an offer to extend credit, an offer to purchase or sell securities or a solicitation of any securities transaction.

Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. In addition, other financial metrics and calculations shown on the website (including amounts of principal and interest repaid) have not been independently verified or audited and may differ from the actual financial metrics and calculations for any investment, which are contained in the investors’ portfolios. Any investment information contained herein has been secured from sources that Yieldstreet believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefore.

Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by Yieldstreet or any other party, and MAY lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.

Investments in private placements are speculative and involve a high degree of risk and those investors who cannot afford to lose their entire investment should not invest. Additionally, investors may receive illiquid and/or restricted securities that may be subject to holding period requirements and/or liquidity concerns. Investments in private placements are highly illiquid and those investors who cannot hold an investment for the long term (at least 5-7 years) should not invest.

Alternative investments should only be part of your overall investment portfolio. Further, the alternative investment portion of your portfolio should include a balanced portfolio of different alternative investments.

Articles or information from third-party media outside of this domain may discuss Yieldstreet or relate to information contained herein, but Yieldstreet does not approve and is not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party articles, do not constitute an approval or endorsement by Yieldstreet of the linked or reproduced content.

Investing in securities (the "Securities") listed on Yieldstreet™ pose risks, including but not limited to credit risk, interest rate risk, and the risk of losing some or all of the money you invest. Before investing you should: (1) conduct your own investigation and analysis; (2) carefully consider the investment and all related charges, expenses, uncertainties and risks, including all uncertainties and risks described in offering materials; and (3) consult with your own investment, tax, financial and legal advisors. Such Securities are only suitable for accredited investors who understand and are willing and able to accept the high risks associated with private investments.

Investing in private placements requires long-term commitments, the ability to afford to lose the entire investment, and low liquidity needs. This website provides preliminary and general information about the Securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. This website does not constitute an offer to sell or buy any securities. No offer or sale of any Securities will occur without the delivery of confidential offering materials and related documents. This information contained herein is qualified by and subject to more detailed information in the applicable offering materials. Yieldstreet™ is not registered as a broker-dealer. Yieldstreet™ does not make any representation or warranty to any prospective investor regarding the legality of an investment in any Yieldstreet Securities.

YieldStreet Inc. is the direct owner of Yieldstreet Management, LLC, which is an SEC-registered investment adviser that manages the Yieldstreet funds and provides investment advice to the Yieldstreet funds, and in certain cases, to retail investors. RealCadre LLC is also indirectly owned by Yieldstreet Inc. RealCadre LLC is a broker-dealer registered with the Securities and Exchange Commission (“SEC”) and a member of the Financial Industry Regulatory Authority (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). Information on all FINRA registered broker-dealers can be found on FINRA’s BrokerCheck. Despite its affiliation with Yieldstreet Management, LLC, RealCadre LLC has no role in the investment advisory services received by YieldStreet clients or the management or distribution of the Yieldstreet funds or other securities offered on our through Yieldstreet and its personnel. RealCadre LLC does not solicit, sell, recommend, or place interests in the Yieldstreet funds.

Yieldstreet is not a bank. Certain services are offered through Plaid, Orum.io and Footprint and none of such entities is affiliated with Yieldstreet. By using the services offered by any of these entities you acknowledge and accept their respective disclosures and agreements, as applicable.

Investment advisory services are only provided to clients of YieldStreet Management, LLC, an investment advisor registered with the Securities and Exchange Commission, pursuant to a written advisory agreement.

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