Terms of Use

Last Updated on June 30, 2023

The website yieldstreet.com (the “Site”) is brought to you by YieldStreet Inc. (“Yieldstreet,” “Platform Website”, “we,” “us,” or “our”). By use and access to the Site, you agree to and accept the following terms and conditions of use, including the Mobile Terms set forth hereunder (collectively, the “Terms of Use“ or this “User Agreement”) carefully before using the Site as the Terms of Use constitute a legally binding contract between you and Yieldstreet. The Terms of Use sets forth the terms and conditions which govern your access and use of the Site and of the Content (as defined below) and the services and functionality made available on or through the Site (collectively, the “Services”) whether as a guest or a registered user. By browsing, accessing, or otherwise using the Services in any manner, you hereby accept, without limitation or qualification, (1) the Terms of Use and (2) the Privacy Policy for the Site (the “Privacy Policy”). If you do not agree to the Terms of Use or the Privacy Policy, you may not access or use the Services or any portion thereof and must exit the Site now. Further, if you do not agree to the Terms of Use or the Privacy Policy, you agree that your sole and exclusive remedy is to discontinue using this Site.

Updates/revisions to the Terms of Use.

Please review the Terms of Use periodically which may be accessed through the Site. We reserve the right, in our sole discretion, to update or revise the Terms of Use at any time. By using or accessing the Site, you agree that we may modify the Terms of Use or the Site at any time without prior notice. You further agree that we will have no further obligation to notify you of any modifications and, unless where otherwise provided by applicable law, such updates or modifications shall become effective immediately upon the posting thereof and will be indicated by the “last updated” date indicated above. Your continued use of the Site following the posting of updates and/or revisions to the Terms of Use will conclusively indicate and constitute your acceptance of such update and/or the revised Terms of Use. The most current version of the Terms of Use can be accessed at any time by selecting the Terms of Use link on the bottom of the Site.

Security of your username/password

Access to the certain areas of the Services (“User Restricted Areas”) is enabled only by username and password. You shall maintain your password in strict confidence. In no event shall you share your password with any third party or allow another person to access the User Restricted Areas using your password. You shall immediately notify us if you have any reason to believe that your username or password has been lost or compromised or misused in any way. You shall immediately report any unauthorized or suspicious activity involving your User Account. You are fully and solely responsible for any and all use of the Services using your username and password. We reserve the right to revoke or deactivate your username and password if you violate the Terms of Use.

Content made available on or through the site and your use of content

A. Description of Content. The Site contains a wide variety of Content (defined below), whether (1) proprietary to YieldStreet and its affiliates, or (2) proprietary to third parties. “Content” includes, but is not limited to text, data, files, documents, software, scripts, layout, design, function and “look and feel,” graphics, images, audio, videos, audiovisual combinations, interactive features and any other materials that you may view, access or download (but only as expressly permitted in paragraph C below) through the Site.

B. Proprietary Rights. You acknowledge and agree that all Content, whether publicly posted or privately transmitted, as well as all derivative works thereof, are owned by YieldStreet or other parties that have licensed their material to YieldStreet, and are protected by copyright, trademark, and other intellectual property laws. Except as specifically permitted herein, Content may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, including by e-mail or other electronic means, without the prior consent of YieldStreet or such third-party that owns the Content. All rights not expressly granted herein by YieldStreet and/or its licensors to you are reserved by YieldStreet and/or its licensors.

C. Restrictions on Your Use of Content. You may access and use Content solely for your information and personal, non-commercial use, as intended through the provided functionality of the Services and permitted under this User Agreement. Any modification of the Content, use of the Content on any web site or networked computer environment, or use of the Content for any purpose other than personal, non-commercial use, without the prior consent of YieldStreet or its licensors, as applicable, is a violation of the copyright, trademark, and other proprietary rights in the Content and is expressly prohibited. You agree not to circumvent, disable or otherwise interfere with security-related features of the Services that prevent or restrict the use or copying of any Content and not to alter, remove, or falsify any attributions or other proprietary designations of origin or source of any Content appearing on the Site. You shall not download any Content unless you see a “download” or similar link displayed by us on the Site for such Content. We do not have an obligation to detect the presence of Harmful Code (as defined in “Restrictions on the use of your Services” below). If you download any Content from the Site, you do so at your own risk. You agree that you are responsible for your own conduct while using the Site or Services and for any consequences thereof. You agree to use the Services only for purposes that are legal, proper and in accordance with this User Agreement, the Privacy Policy, and any applicable law, rules or regulations (including, without limitation, the Securities Act of 1933, the Securities Exchange Act of 1934, the Investment Company Act of 1940, the Investment Advisers Act of 1940, any applicable state “Blue Sky” laws, any other applicable United States federal or state securities laws, regulations and rules, any securities exchange or self-regulatory organization’s rules or regulations, any consumer protection, unfair competition, and anti-discrimination laws or regulations and any applicable foreign laws).

D. Disclaimer. Your use of the Services is at your sole risk and Content is provided to you on an AS IS and AS AVAILABLE basis. You understand that we do not guarantee the accuracy, safety, integrity or quality of Content and you hereby agree that you must evaluate and bear all risks associated with the use of any Content, including any reliance on the Content, integrity, and accuracy of such Content. Nothing on the Site should be deemed to constitute a recommendation to purchase, sell or hold, or otherwise to constitute advice regarding, any registered or unregistered security. By accessing Content you acknowledge and agree that YieldStreet does not engage in the business of effecting securities transactions or providing investment advice and is not registered with the U.S. securities and exchange commission or any state securities regulator as a broker-dealer or investment adviser and does not conduct any activity that would require such registration.

Non-disclosure and confidentiality

In using the Services, you will have access to confidential information of YieldStreet and its affiliates and their respective clients, borrowers, originators, brokers, licensors and suppliers that may include, but is not limited to the names, business and financial information, business plans, operating agreements, investment memorandums, and customer names of YieldStreet’s and its affiliates’ clients (collectively, “Confidential Information”). You agree to maintain and safeguard vigilantly the privacy and security of all Confidential Information. Without limiting the foregoing, you agree to undertake all necessary measures to ensure the privacy and security of all Confidential Information including without limitation: (i) to use the Confidential Information only for the purpose for which such Confidential Information was made available to you as a part of the Services (the “Permitted Purpose”) and for no other purpose whatsoever; (ii) not to access, use or disclose any Confidential Information that you have no legitimate authorization to access, use or disclose; (iii) not to access the Services or any Confidential Information for any other individual (except to the extent fully disclosed by you to YieldStreet) or any unauthorized third party; (iv) not to disclose Confidential Information to any third-party except to your attorneys and financial advisors who need to know such information to assist you to carry out the Permitted Purpose (the “Representatives”) and which Representatives are bound by a written confidentiality agreement containing disclosure and use provisions no less restrictive with respect to disclosure than those set forth herein; (v) to restrict physical and system access to the equipment which contains Confidential Information or which gives access to the Confidential Information (such as by diligently locking and monitoring office premises and requiring password verification to gain access to desktop computers); and (vi) to use Confidential Information in compliance with all applicable laws. You shall immediately notify, and cooperate fully with YieldStreet in the event you discover or suspect any unauthorized use of or access to the Services and/or Confidential Information. You hereby agree that you shall be responsible hereunder for any breach or threatened breach by the Representatives of the obligations set forth in this section as if such breach or threatened breach was committed by you. You acknowledge and further agree that all obligations relating to Confidential Information under this User Agreement will continue after termination of this User Agreement and termination of access rights hereunder.

Restrictions on your use of the services

You agree not to access or use the Services in an unlawful way or for an unlawful or illegitimate purpose, including without limitation any violation of the antifraud or registration provisions of the securities laws of the U.S. or any state therefore. You shall not post or transmit via the Services (a) a message or information under a false name; (b) information that is unlawful, libelous, defamatory, obscene, fraudulent, predatory of minors, harassing, threatening or hateful to any person; or (c) information that infringes or violates any of the intellectual property rights of others or the privacy or publicity rights of others. You shall not attempt to disrupt the operation of the Services in any manner, including, but through the use of methods such as denial of service attacks, flooding or spamming and you will not transmit, distribute, introduce or otherwise make available in any manner through the Services any computer virus, keyloggers, spyware, worms, Trojan horses, time bombs or other malicious or harmful code (collectively, “Harmful Code”). You shall not use the Services in any manner that could damage, disable or impair our services or networks. You shall not attempt to gain unauthorized access to any user accounts or computer systems or networks, through hacking, password mining or any other means. You shall not use any robot, scraper or other means to access the Services.

Trademarks/service marks, logos, slogans and taglines

All trademarks, service marks, logos, slogans and taglines displayed on or through the Services are the property of YieldStreet® or their respective owners and nothing contained herein should be construed as granting any license or right to use any trademarks, service marks, logos, slogans or taglines displayed on or through the Services without the express written permission of YieldStreet, or such third-party that may own the trademark, service mark, logo, slogan or tagline.

Copyright complaints

If you believe that any Content infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (“DMCA”) by providing us with the information in writing as outlined in 17 U.S.C 512(c)(3). Please send notices to:

YieldStreet Inc.
300 Park Avenue, 15 FL
New York, NY 10022
Attention: Ivor C. Wolk, General Counsel
(844) 943-5378
[email protected]

You acknowledge that if you fail to comply with all of the requirements of 17 U.S.C. 512 (c)(3), your DMCA notice may not be valid.

Wallet Account Services

Yieldstreet has contracted with certain service providers and has formed direct or indirect relationships with financial institutions in order to provide services to you. Your Yieldstreet deposit or savings Wallet Account (“Wallet Account”) is provided by Evolve Bank & Trust (“Bank”), Member FDIC, subject to applicable limitations and restrictions when the funds deposited to your account are received. By using your Wallet Account or any other Bank related services through our Site, you also agree to be bound by Evolve’s Bank & Trust Customer Account Agreement, Evolve’s Bank Privacy Notice and Electronic Communication Consent Agreement. You are required to carefully review the Bank user agreements as they contain terms and conditions relating to your Wallet Account including but not limited to your rights, liabilities, limitations, and binding arbitrations provisions.

Certain services are offered through our financial technology service provider Synapse Financial Technologies, Inc. and its affiliates Synapse Brokerage LLC and Synapse Credit LLC (collectively, “Synapse”) and certain third party financial service providers (each of the foregoing being a “Partner Financial Institution”). In addition to your Wallet Account, you will also be provided with a brokerage account with a cash management feature (the “Sweep Program”). The Sweep Program supports your use of the banking services enabled through our Site and application. When you make a deposit your funds will be placed in your Wallet Account. Based on your activities on the platform as well as your total Wallet Account balance, your funds may be transferred into and out of the Sweep Program. The Sweep Program is enabled by our third-party financial technology provider, Synapse. Synapse is not a bank and is not affiliated with Yieldstreet. Brokerage accounts and Sweep Programs are provided through Synapse Brokerage LLC (“Synapse Brokerage”), an SEC-registered broker-dealer and member of FINRA and SIPC. Additional information about Synapse Brokerage can be found on FINRA’s BrokerCheck. By participating in a Synapse Sweep Program, you acknowledge receipt of and accept Synapse Terms of Service, Privacy Policy, and the applicable disclosures and agreements available in Synapse’s Disclosure Library. The Partner Financial Institution(s) participating in a Synapse cash management program can be found in the List of Program Banks.

By creating an account with Yieldstreet and initiating financial transactions, you agree to Synapse’s Terms of Service and Privacy Policy. You also agree to the terms of service and privacy policy of Synapse’s Partner Financial Institution corresponding to the financial service and product(s) you select (collectively, “Synapse Terms”), each of which can be found here and which are incorporated herein by reference. By creating an account with us, you acknowledge that Synapse may share your information as necessary with their affiliates, Partner Financial Institutions and other service providers in connection with providing their respective services. It is your responsibility to make sure that the information you provide to Yieldstreet is accurate and complete. Additionally, you are responsible for complying with Synapse Terms when using your account. It is your responsibility to read and understand Synapse Terms as it contains terms and conditions relating to your account including but not limited to your rights, limitations, reversal and other liabilities, limitation of liability and binding arbitration provisions. All financial transactions are performed by Synapse’s Partner Financial Institutions, a list of which can be found at synapsefi.com/legal. Yieldstreet will provide you with all access to all transaction notifications and account balances in addition to providing customer support relating to your account. You should refer to your Synapse account agreement(s) for more important information.

Yieldstreet is a servicer of your Wallet Account and Sweep Program account and will be responsible for carrying out such services regarding your Wallet Account and Sweep Program account, including, receiving and responding to notices, providing you with transaction notifications and balances, providing you with statements and other documentation, and providing customer support.

The Terms of Use, including the Mobile Terms (as further described herein) or the Services (excluding the services provided by Bank in accordance with the Evolve Bank & Trust Customer Account Agreement) are not part of the account agreements governing your Wallet Account or Sweep Program Account. Neither Synapse nor Evolve is not a party to, nor has any liability to you under the Terms of Use, including the Mobile Terms hereunder for the Services provided by Yieldstreet, and Yieldstreet’s Services are independent of the services provided by Bank or Synapse to you.

When you create and sign up for an account with us to access the Site, you will also be signing up for a Synapse user account (collectively, the “User Account”). You authorize us to share the information you provided to us, including, but not limited to your identify, banking information, and other user data (collectively, the “User Data”) with Synapse to open and support your User Account as further detailed in our Privacy Policy and Synapse’s Privacy Policy. By creating a User Account you acknowledge that Synapse will share your information as provided in its Privacy Policy. It is your responsibility to make sure the data you provide us is accurate and complete. Additionally, you are responsible for complying with Synapse Terms. Yieldstreet will provide you with all transaction notifications and Wallet Account balances accessible through your User Account in addition to providing customer support relating to your Wallet Account and User Account as detailed below.


All questions regarding your User Account, the Site or the use of the Content must be directed to [email protected] or 844-943-5378 and not to Synapse or Bank. Any dispute related to your Wallet Account and/or transactions related to such Wallet Account (or, where applicable, debit card) should be addressed in accordance with the terms and conditions of the applicable account agreement accessible here. Any complaint related to your brokerage account or Sweep Program should be directed to Synapse Brokerage LLC at [email protected].

Interactions with other Users

You are solely responsible for your interactions with other users of the Site (“Users”) both within the Site and outside of the Site. It is prohibited for Users to contact each other outside of the Site for purposes related to the funding activities on the Site. Consistent with this prohibition, Yieldstreet and its affiliates expressly disclaim any responsibility for interactions between Users outside of the Site. We reserve the right, but have no obligation, to monitor interactions on the Site between you and other Users, as well as any disputes between you and other Users.


You understand that the Services are provided as a courtesy to you and that we may modify, suspend or terminate all or a portion of the Services at any time in our discretion without prior notice to you. We reserve the right, in our sole discretion, to revoke, terminate or suspend any privileges associated with accessing the Services for any reason or for no reason whatsoever, including improper use of the Services or failure to comply with these Terms of Use, and to take any other action we deem appropriate. You agree that Yieldstreet shall not be liable to you or any third party for any termination of your access to the Services. User Account termination may result in the forfeiture and destruction of all information associated with your User Account. If you wish to terminate your User Account, you may do so by contacting Yieldstreet’s customer service at [email protected]. Any fees paid to Yieldstreet are non-refundable, unless otherwise specified and you shall remain obligated to pay all outstanding charges, if any, relating to your use of the Site or Services incurred prior to such termination.

Control of Account

If we, in our reasonable discretion, have determined that any User Account has been established for (or utilized in connection with) the perpetuation of fraud or in any other manner adverse to these Terms of Use, we reserve the right, in our sole discretion, to exercise control over such User Account and take any other action we deem appropriate in order to rescind, unwind or otherwise terminate any related transactions. You agree that Yieldstreet shall not be liable to you or any third party in connection with the exercise of control over any such User Account. Exercise of control may result in the forfeiture and destruction of all information associated with and/or assets contained in such User Account.

Your Feedback

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information provided by you to YieldStreet (collectively, “Feedback”) are not confidential and you hereby grant to YieldStreet a worldwide, perpetual, irrevocable, royalty-free license to reproduce, display, perform, distribute, publish, modify, edit or otherwise use such Feedback as it deems appropriate, for any and all commercial or non-commercial purposes, in its sole discretion.

Links to other sites

The Site may permit you to link to other websites or resources on the Internet, and other websites or resources may contain links to the Site. When you access third party websites, you do so at your own risk. The fact that we link to a website is not an endorsement, authorization or representation of our affiliation with that third party. We do not exercise control over third party websites, and you acknowledge that YieldStreet is not responsible or liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. These other websites may place their own cookies or other files on your computer, collect data or solicit personal information from you. Other websites follow different rules regarding the use or disclosure of the personal information you submit to them. We encourage you to read the privacy policies or statements of the other websites you visit. Please be aware that the terms of our Privacy Policy do not apply to these third party websites.

Your ability to accept this user agreement

This Site is intended solely for users who are at least 18 years of age or older. By using the Site, you affirm that you are 18 years of age or older and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in this User Agreement, and to abide by and comply with this User Agreement.

Not intended as financial or investment advice

The Services are not intended as financial or investment advice. By providing the Services, YieldStreet does not intend to provide financial, investment, legal or tax advice and/or any other advice of any kind. Investment advisory services are only provided to clients of YieldStreet Management, LLC pursuant to a written advisory agreement. Your use of the Services and any decisions you make to lend or invest money relating to opportunities addressed in the Content are at your sole risk. Lending money and investing in securities can expose you to the risk of loss up to the amount lent or invested.

Not to be construed as solicitation or recommendation

Content not to be construed as solicitation or recommendation. YieldStreet does not have investment banking relationships, conduct market making activities, engage in proprietary trading, or have any ownership of any securities issued by a publicly traded company that is the subject of the Services. YieldStreet’s and its affiliates’ officers, associated persons, or members of their families, may at any time be long or short, purchase or sell, or own options, rights or warrants in any securities of the publicly traded companies discussed in any Content, and may make purchases or sales of these securities. YieldStreet has no assets under management and is not registered as an investment adviser or broker-dealer with the securities and exchange commission or any state securities regulator. Investment advisory services are only provided to clients of YieldStreet Management, LLC, an investment adviser registered with the Securities and Exchange Commission, pursuant to a written advisory agreement with its client.

Content is meant for informational purposes only. Neither the Content nor any opinions expressed therein are a solicitation to purchase or sell any securities or for any other investment-related services. You should consult your portfolio managers, analysts, investment advisers, financial advisors, accountants, attorneys, or investment committees, as applicable, responsible for management of applicable assets before acting on information made available on or through the Services. Content contains forward looking predictions that are subject to certain risks and uncertainties which could cause actual results to differ materially from those currently anticipated or projected. Prices are subject to change at any time. YieldStreet provides Content to you in an effort to provide comprehensive information of a range of possible investment opportunities. Securities discussed in the Content are not suitable for all investors due to different needs, objectives, and financial resources. The securities mentioned may not be registered in every state. Investors should consider these factors when making an investment decision. Any questions regarding the Content must be addressed to YieldStreet using the contact information set forth in our Privacy Policy. Information obtained from independent sources other than YieldStreet (including without limitation, newspapers, magazines, and the internet is furnished for informational purposes only; YieldStreet has not prepared such sources or approved their contents. The information contained in the Content was obtained from sources believed to be reliable; however, YieldStreet does not guarantee its accuracy or completeness. Neither YieldStreet nor any of its affiliates renders tax or legal advice. As such, no one should act upon any tax or legal information contained in the Content without consulting a tax professional or attorney.

You acknowledge and agree that (a) YieldStreet and the individuals and entities that indirectly or directly own and/or control or are employed by YieldStreet, or are under common ownership and/or control with YieldStreet, may lend or invest in transactions described in the Content or may and typically will own and/or control the special purpose vehicles that borrow from investors or issue securities described in the Content and (b) the ownership and control relationships described in clause (a) of this sentence may create conflicts between your interests and those of YieldStreet and/or the parties that own, control or are under common control with or employed by YieldStreet. You agree to review and analyze all opportunities to invest or lend related to YieldStreet, including without limitation by consulting professionals and experts as described in the preceding paragraph, before agreeing to lend or invest. You agree and acknowledge that any resulting transaction creates an arm’s length relationship between YieldStreet and you and does not create any fiduciary or agency relationship or obligation on the part of YieldStreet or any individual or entity affiliated with YieldStreet through ownership or control.

Disclaimer of warranty

Access to the Services is provided “as is” and “as available” without any warranty of any kind, express or implied. To the fullest extent permissible pursuant to applicable law, YieldStreet, its affiliates and any person associated with YieldStreet and its affiliates, disclaims all warranties of any kind, either express or implied, statutory or otherwise, including but not limited to any implied warranties of title, merchantability, fitness for a particular purpose or non-infringement. Without limiting the foregoing, YieldStreet does not warrant that access to the Services will be uninterrupted or error-free, or that defects, if any, will be corrected; nor does YieldStreet, its affiliates, nor any person associated with YieldStreet or its affiliates, make any representations about the accuracy, reliability, currency, quality, completeness, usefulness, performance, security, legality or suitability of the Services, that defects will be corrected, that our Site or the server that makes it available are free of viruses or other harmful components or that the Site or any Services or items obtained through the Site will otherwise meet your needs or expectations. You expressly agree that your use of the Services is at your sole risk. You shall be solely and fully responsible for any damage to any computer system, any loss of data, or any improper use or improper disclosure of information caused by you or any person using your login credentials. YieldStreet cannot and does not assume any responsibility for any loss, damages or liabilities arising from the failure of any telecommunications infrastructure, or the internet or for your misuse of any of advice, ideas, information, instructions or guidelines accessed through the Services.

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Site will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to the Site for any reconstruction of any lost data. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or any Services or other proprietary material due to your use of the Site or any Services or items obtained through the Site or to your downloading of any material posted on it, or any website linked to it.

Limitation of liability

YieldStreet and its parents, subsidiaries, affiliates, officers, directors, agents or employees are not liable to you or any other person for any punitive, exemplary, consequential, incidental, indirect or special damages (including, without limitation, any personal injury, lost profits, business interruption, loss of programs or other data on your computer or otherwise) arising from or in connection with your use of the Services, whether under a theory of breach of contract, tort, negligence, strict liability, malpractice, any other legal or equitable theory or otherwise, even if YieldStreet has been advised of the possibility of such damages. You hereby release YieldStreet and hold it and its parents, subsidiaries, affiliates, officers, directors, agents and employees harmless from any and all claims, demands, and damages of every kind and nature (including, without limitation, actual, special, incidental and consequential), known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with your use of the Services. You waive the provisions of any state or local law limiting or prohibiting a general release.

The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction. This limitation of liability also applies with respect to damages incurred by you by reason of any products or services sold or provided on any linked sites or otherwise by third parties other than YieldStreet and received through the Services or any linked sites.

Exclusive remedy

Without limiting the limitation of liability above, in the event of any problem with the Services, you agree that your sole and exclusive remedy is to cease using the Services. Under no circumstances shall YieldStreet, its parents, subsidiaries, affiliates, officers, directors, agents or employees be liable in any way for your use of Services, including, but not limited to, any errors or omissions in the Services, any infringement by the Services of the intellectual property rights or other rights of third parties, or for any loss or damage of any kind incurred as a result of the use of the Services. Certain states and/or jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, so the exclusions set forth above may not apply to you.


Without limiting the generality or effect of other provisions of this User Agreement, as a condition of use, you agree to indemnify, hold harmless, and defend YieldStreet and its parents, subsidiaries, affiliates, suppliers, lenders, licensors or service providers and, in each case, their officers, directors, affiliates, subcontractors, agents and employees, lenders, licensors and suppliers and their parents, subsidiaries, affiliates, suppliers and their officers, directors, affiliates, subcontractors, agents and employees (collectively, “Indemnified Parties” and each, individually, an “Indemnified Party”) against all costs, expenses, liabilities and damages (including reasonable attorney’s fees) incurred by any Indemnified Party in connection with any third party claims arising out of: (i) your use of the Services; (ii) your failure to comply with any applicable laws and regulations; and (iii) your breach of any obligations set forth in this User Agreement. You shall not settle any such claim without the written consent of the applicable Indemnified Party.

If you are a California resident, you waive California Civil Code Section 1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.” If you are a resident of another jurisdiction, you waive any comparable statute or doctrine.

This defense and indemnification obligation shall survive this User Agreement and your use of the Service. YieldStreet reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with YieldStreet in asserting any available defenses.

Yieldstreet Text Service

The Yieldstreet text message service (the “Text Service”) is operated by Yieldstreet. Your use of the Text Service constitutes your agreement to these terms and conditions (“Mobile Terms”). The Yieldstreet Terms of Use and Privacy Policy also apply to your use of the Text Service. We may modify or cancel the Text Service or any of its features without notice. We may also modify these Mobile Terms at any time and your continued use of the Text Service following the effective date of any such changes shall constitute your acceptance of such changes.

Yieldstreet does not charge for the Text Service, but you are responsible for all charges and fees associated with text messaging imposed by your wireless provider. Message and Data Rates May Apply. Text messages may be sent using an automatic telephone dialing system or other technology. Your consent to receive autodialed marketing text messages is not required as a condition of purchasing any goods or services or investing in any offering on the Yieldstreet Platform. By using the Site and Services, providing your phone number or otherwise opting-in, you consent to receiving text messages relating to (i) account status and notifications, (ii) offering notices, investment status and reminders, (iii) technology-related product updates and/or (iv) marketing and advertising communications. The Text Service is a recurring message program. Message frequency will vary. You may receive multiple messages per month. Text the single keyword command STOP to cancel at any time. You’ll receive a one-time opt-out confirmation text message. If you have subscribed to other Yieldstreet mobile or text message programs and wish to cancel, you will need to opt-out separately from those programs by following the instructions provided in their respective mobile or text service terms. For Text Service support or assistance, text HELP to our Text Service short code, or call our customer support team at 844-943-5378, or email us at [email protected].

You acknowledge that any messages, including any STOP or HELP requests, you send to a short code or telephone number we have changed may not be received and Yieldstreet will not be responsible for honoring requests made in such messages.

The wireless carriers supported by the Text Service are not liable for delayed or undelivered messages. You agree to provide us with a valid mobile number. If you change your mobile phone number, you agree to opt out of the Text Service prior to changing your mobile number.

You agree to indemnify, defend, and hold us and our affiliates harmless from any third party claims, liability, damages or costs arising from your use of the Text Service or from you providing us with a phone number that is not your own.

You agree that we will not be liable for failed, delayed, or misdirected delivery of any information sent through the Text Service; any errors in such information; and/or any action you may or may not take in reliance on the information or Text Service.

Security Procedures for accessing the Site

A. Security Procedures. All Users are required to use a Two-Factor Authentication control to login to the Site.

Governing law and jurisdiction

This User Agreement shall be governed by the laws of the State of New York without regard to its rules on conflicts or choice of law that would require or permit the application of the laws of any other jurisdiction. By agreeing to these Terms of Use and using the Site and the Services, you agree to submit to personal jurisdiction in New York for all purposes, the exclusive jurisdiction of the New York courts and you agree to waive, to maximum extent permitted by law, any right to a trial by jury for any matter. You and YieldStreet agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding. The United Nations Convention on Contracts for the International Sale of Goods does not apply to this User Agreement. You understand that you may consult with counsel about agreeing to this User Agreement, and you agree that by using the Site, and the Services, you are voluntarily accepting the User Agreement.


This User Agreement constitutes the sole agreement between you and YieldStreet for your use and the provision of the Services and the subject matter hereof, and no representations, statements or inducements, oral or written, not contained in this User Agreement shall bind either you or YieldStreet. Any of the terms of this User Agreement which are determined to be invalid, unlawful, void, or for any reason unenforceable shall be ineffective to the extent of such invalidity or unenforceability, without rendering invalid or unenforceable any of the remaining terms of this User Agreement or affecting the validity or enforceability of this User Agreement as a whole. Failure to insist on performance of any of the terms of this User Agreement will not operate as a waiver of any subsequent default. No waiver by YieldStreet of any right under this User Agreement will be deemed to be either a waiver of any other right or provision or a waiver of that same right or provision at any other time. You may not assign, transfer or delegate your rights or obligations hereunder, in whole or in part. This User Agreement shall be binding upon and inure to the benefit of each of the parties and the parties’ respective successors and permitted assigns. A printed version of this User Agreement and of any related notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this User Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. By using the Site, you agree to Google’s Terms of Service.


No communication by YieldStreet, through the Site or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice, except for specific investment advice that may be provided by YieldStreet Management, LLC pursuant to a written advisory agreement between such entity and the recipient. Nothing on the Site is intended as an offer to extend credit, an offer to purchase or sell securities or a solicitation of any securities transaction. Investing in securities described in the Content on the Site poses risks, including but not limited to credit risk, interest rate risk, and the risk of losing some or all of the money you invest. Before investing in any securities you should: (1) conduct your own investigation and analysis; (2) carefully consider the investment and all related charges, expenses, uncertainties and risks, including all uncertainties and risks described in offering materials; and (3) consult with your own investment, tax, financial and legal advisors. The securities described in the Content on the Site are only suitable for accredited investors who understand and are willing and able to accept the high risks associated with private investments. Investing in private placements requires long-term commitments, the ability to afford to lose the entire investment, and low liquidity needs. This Site provides preliminary and general information about such securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. This Site does not constitute an offer to sell or buy any securities. No offer or sale of any securities will occur without the delivery of confidential offering materials and related documents. The information contained herein is qualified by and subject to more detailed information in the applicable offering materials. YieldStreet is not registered as an investment adviser or broker-dealer. YieldStreet does not make any representation or warranty to any prospective investor regarding the legality or suitability of an investment in any securities.