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Investing fundamentals: Latest Articles and News

How Do You Calculate Return on Assets?

Evaluate a company’s profitability and competitiveness with the return on assets (ROA) ratio. A high ROA indicates well-managed assets and strong profits.

2 months ago

Investing fundamentals

Private market planning checklist for 2023

As we look towards 2023, it can be a good time to take inventory, maximize tax savings, and plan for the year ahead.

4 months ago

Investing fundamentals

What is tax loss harvesting and how can investors use it?

With tax-loss harvesting, you can sell investments that are down to offset realized gains, then reinvest the proceeds in assets aligned to your goals in the current environment.

4 months ago

Investing fundamentals

Investing in Peer-to-Peer Lending: Risks and Rewards

Peer-to-peer lending offers competitive annual returns from investments in unsecured personal loans. However, there are some important factors to consider.

4 months ago

Investing fundamentals

Potential protections built-in to private market investments

Private debt can offer unique credit enhancements that can help reduce risk and protect your principal — learn how.

4 months ago

Asset classes

Opportunities amid uncertainty: Private Real Estate

Amid record high inflation and the Fed’s consecutive interest rate hikes to reign it in, investors may be wondering which asset class can help them stay insulated from the broader market forces.

4 months ago

Investing fundamentals

What private markets can offer investors amid historic rate hikes

Investors wondering how to remain insulated from market turbulence may find several strategies under the private-markets umbrella well-positioned to provide that hedge.

5 months ago

Investing fundamentals

The power of investments with low correlation

It’s hard to predict market performance over any period of time, but studying correlation between asset groups can help investors contextualize some observed patterns in market performance.

5 months ago

Investing fundamentals

What to expect from your Yieldstreet portfolio in a recession

Public markets continue to present a challenging environment for investors as the Fed attempts to combat inflationary pressures not seen in the past 40 years.

5 months ago

Investing fundamentals

Understanding your fund investment: What is the J-curve?

Three takeaways: The J-curve describes the typical performance profile of an investment in a private fund. It reflects how a fund’s performance commonly appears negative soon after launching, before normalizing as the age of a fund increases and the portfolio matures. Early on, when private funds start making investments, the accounting of even small expenses […]

7 months ago

¹ Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.

² Represents an average net realized internal rate of return (IRR) with respect to all matured investments in your portfolio, utilizing the effective dates and amounts to and from the investments and net of management fees and all other expenses charged to the investments. Past performance is not a reliable indicator of future results and should not be relied upon as the basis for making an investment decision. All securities involve risk and may result in significant losses, including the loss of principal invested.[read more]

³ "Annual interest," "Annualized Return" or "Target Returns" represents a projected annual target rate of interest or annualized target return, and not returns or interest actually obtained by fund investors. “Term" represents the estimated term of the investment; the term of the fund is generally at the discretion of the fund’s manager, and may exceed the estimated term by a significant amount of time. Unless otherwise specified on the fund's offering page, target interest or returns are based on an analysis performed by Yieldstreet of the potential inflows and outflows related to the transactions in which the strategy or fund has engaged and/or is anticipated to engage in over the estimated term of the fund. There is no guarantee that targeted interest or returns will be realized or achieved or that an investment will be successful. Actual performance may deviate from these expectations materially, including due to market or economic factors, portfolio management decisions, modelling error, or other reasons.

⁴ Reflects the annualized distribution rate that is calculated by taking the most recent quarterly distribution approved by the Fund's Board of Directors and dividing it by prior quarter-end NAV and annualizing it. The Fund’s distribution may exceed its earnings. Therefore, a portion of the Fund’s distribution may be a return of the money you originally invested and represent a return of capital to you for tax purposes.

⁵ Represents the sum of the interest accrued in the statement period plus the interest paid in the statement period.

⁶ The internal rate of return ("IRR") represents an average net realized IRR with respect to all matured investments, excluding our Short Term Notes program, weighted by the investment size of each individual investment, made by private investment vehicles managed by YieldStreet Management, LLC from July 1, 2015 through and including July 18th, 2022, after deduction of management fees and all other expenses charged to investments.

⁷ Investors should carefully consider the investment objectives, risks, charges and expenses of the Yieldstreet Prism Fund before investing. The prospectus for the Yieldstreet Prism Fund contains this and other information about the Fund and can be obtained by emailing [email protected] or by referring to www.yieldstreetprismfund.com. The prospectus should be read carefully before investing in the Fund. Investments in the Fund are not bank deposits (and thus not insured by the FDIC or by any other federal governmental agency) and are not guaranteed by Yieldstreet or any other party.

⁸ This tool is for informational purposes only. You should not construe any information provided here as investment advice or a recommendation, endorsement or solicitation to buy any securities offered on Yieldstreet. Yieldstreet is not a fiduciary by virtue of any person's use of or access to this tool. The information provided here is of a general nature and does not address the circumstances of any particular individual or entity. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of this information before making any decisions based on such information.

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