Accepting $15,000 - $500,000 investments
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Accepting $15,000 - $500,000 investments
What we like about the offering:
Quarterly coupon payments, downside protection
Improved risk/return profile relative to equities
Transparent selection criteria
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If a note gets called within the first year, the proceeds may be reinvested into another structured note so an investor's time spent out of the market is reduced.
The pandemic significantly increased the volatility of the stock market in 2020, with the average closing price volatility at 29.25%. But, as the health of the underlying economy recovers, volatility is reducing in 2021, with the average closing price volatility at 17.74% (YTD). A period featuring a reducing volatility trend may be an ideal time to invest in structured notes as the notes’ performance is linked to the value of the underlying stock. If the structured notes are purchased during a time of higher volatility, then the coupon rate will be higher to reward investors for the risk that they are taking. Given the reducing volatility trend present in the market at the moment, should volatility fall after the purchase of the structured notes, then the price of the underlying stocks are expected to remain above the downside protection value, increasing the chance of regular coupon payment and principal being repaid at maturity.
Structured notes can act as an investment opportunity to diversify the risks of investing in public market equities. For example, an investor invests in a stock of company A and a structured note tied to the performance of the underlying stock A which pays a 10% coupon with a 30% downside protection value, and a 12 month maturity. If the price of the underlying stock A decreases by 5% at maturity, the returns of a structured note (assuming the value of the underlying stock remained above the downside protection value for the whole period) tied to the performance of stock A would be 10% (coupon), while the returns of the actual stock would be -5%. In this scenario, if the portfolio consisted of 50% stock and 50% structured notes, the investor would make a 5% profit overall.
See the addendum to the Private Placement Memorandum which illustrates the outcome if the underlying stock of the structured note falls below the downside protection value at maturity.
The portfolio will be comprised of multiple structured notes, across different industries, which should reduce the correlation between the performance of each of those stocks.
Please refer to the Private Placement Memorandum in the Resources section for more details about this offering.
How it works
How do structured notes work?
How do I get paid?
How are the notes chosen?
Target net yield
First year expense
Annual flat expense
Investing in private markets and alternatives, such as this offering, is speculative and involves a risk of loss, and those investors who cannot afford to lose their entire investment should not invest. Returns are not guaranteed.
1 Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.
2 Represents an average net realized internal rate of return (IRR) with respect to all matured investments in your portfolio, utilizing the effective dates and amounts to and from the investments and net of management fees and all other expenses charged to the investments. Past performance is not a reliable indicator of future results and should not be relied upon as the basis for making an investment decision. All securities involve risk and may result in significant losses, including the loss of principal invested.[read more]
3 "Annual interest," "Annualized Return" or "Target Returns" represents a projected annual target rate of interest or annualized target return, and not returns or interest actually obtained by fund investors. “Term" represents the estimated term of the investment; the term of the fund is generally at the discretion of the fund’s manager, and may exceed the estimated term by a significant amount of time. Unless otherwise specified on the fund's offering page, target interest or returns are based on an analysis performed by Yieldstreet of the potential inflows and outflows related to the transactions in which the strategy or fund has engaged and/or is anticipated to engage in over the estimated term of the fund. There is no guarantee that targeted interest or returns will be realized or achieved or that an investment will be successful. Actual performance may deviate from these expectations materially, including due to market or economic factors, portfolio management decisions, modelling error, or other reasons.
4 Reflects the annualized distribution rate that is calculated by taking the most recent quarterly distribution approved by the Fund's Board of Directors and dividing it by prior quarter-end NAV and annualizing it. The Fund’s distribution may exceed its earnings. Therefore, a portion of the Fund’s distribution may be a return of the money you originally invested and represent a return of capital to you for tax purposes.
5 Represents the sum of the interest accrued in the statement period plus the interest paid in the statement period.
6 The internal rate of return ("IRR") represents an average net realized IRR with respect to all matured investments, excluding our Short Term Notes program, weighted by the investment size of each individual investment, made by private investment vehicles managed by YieldStreet Management, LLC from July 1, 2015 through and including July 18th, 2022, after deduction of management fees and all other expenses charged to investments.
7 Investors should carefully consider the investment objectives, risks, charges and expenses of the Yieldstreet Prism Fund before investing. The prospectus for the Yieldstreet Prism Fund contains this and other information about the Fund and can be obtained by emailing [email protected] or by referring to www.yieldstreetprismfund.com. The prospectus should be read carefully before investing in the Fund. Investments in the Fund are not bank deposits (and thus not insured by the FDIC or by any other federal governmental agency) and are not guaranteed by Yieldstreet or any other party.
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Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by Yieldstreet or any other party, and MAY lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.
Investments in private placements are speculative and involve a high degree of risk and those investors who cannot afford to lose their entire investment should not invest. Additionally, investors may receive illiquid and/or restricted securities that may be subject to holding period requirements and/or liquidity concerns. Investments in private placements are highly illiquid and those investors who cannot hold an investment for the long term (at least 5-7 years) should not invest.
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