Short Term NotesYieldstreet

Short Term Note LXXX

Annualized yield3

Term

9 months

Per the amended marketing rules adopted by the SEC, some investment details can only be shown to certain logged-in members.
Status

Waitlist open

Remaining

Accepting $5,000 - $1,000,000 investments

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Accepting $5,000 - $1,000,000 investments

Overview

A short-term product that aims to accommodate investor liquidity needs while also helping to support the growth of future investment opportunities on the Yieldstreet platform.

  • Income generating: Yieldstreet investors are scheduled to receive monthly interest payments over the 6 month term.
  • Short-term: Principal is expected to be repaid at maturity in 9 months time.
  • Strategic cash investment: Poor cash returns can have a detrimental impact on a portfolio’s total performance, especially in this current inflationary environment. Short Term Notes offer a potential solution, with no fees charged.
  • Program history: To date, over $587M has been funded through this program across 89 offerings, with 68 repaid in full at maturity, while the others have not yet reached their targeted maturity.

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Premise

Investment details

What am I investing in?

  • Yieldstreet’s Short Term Note program is a product offered to investors with expected monthly interest payments and terms ranging from 3-9 months.
  • Yieldstreet purchases 5% of the aggregate notes issued in the series in a first-loss position providing a buffer to all other investors in the event of any realized loss.
  • Yieldstreet does not charge any fees on this investment, and certain notes are available to self-attested accredited investors, meaning investments can be made without uploading personal financial documents.
  • Yieldstreet will primarily utilize the proceeds of the notes at its discretion to finance offerings in any industry. The underlying investments may include, but are not limited to, loans, leases, real estate interests, receivables, or participation interests.
  • The program is backed by the investments that have been funded, and funds raised are used for pre-funding or refinancing indebtedness used to pre-fund deals, including prior series of Short Term Notes.
  • Investors will be able to track their Short Term Note investment progress and interest payments in their portfolio, but specific information regarding the offerings funded using note proceeds will not be shared.

Investment strategy

What is the value proposition?

  • The Short Term Notes program was designed to assist investors to strategically invest cash while they determine their next investment move.
  • The short-term nature of the offering allows an investor to remain flexible and nimble as they help to accommodate varying liquidity needs.

Behind the investment

What is the program's performance to date?

  • Since May 2019, Yieldstreet has been prefunding future offerings with the Short Term Notes program before they are sold on the platform.
  • To date, Yieldstreet has prefunded and launched over $2B in offerings across diverse asset classes and industries.
  • To date, the Short Term Notes program has raised over $587M across 89 offerings, with 68 repaid in full at maturity, while the others have not yet reached their targeted maturity.

Past performance is not indicative of future results.

Market backdrop

What are some of the reasons why you should consider the investment?

  • In this inflationary environment, optimizing cash returns is an important consideration for investors so that this portion of their portfolio does not drag down total portfolio returns.
  • Potentially de-risking your portfolio during high levels of uncertainty and public equity drawdowns is also important, and investors typically turn to bonds to help shield themselves from this volatility.
  • Equities and bonds have previously moved independently of each other. However, this dynamic has shifted with both public equities and bonds having taken a hit in 2022, leaving limited places for investors to invest.
  • The Short Term Notes Program potentially offers a solution for investors who are looking to help de-risk their portfolio, but are not prepared to simply hold cash in traditional money market funds or CDs due to their low yields.

Essentials

Please refer to the Private Placement Memorandum and the Series Note Supplement for the important details and risks about this offering.

Capital structure

Where does an investor lie in terms of priority?

  • The notes are backed by underlying investments that have been pre-funded by the program.
  • The underlying investments may include but are not limited to positions across the capital structure, including debt and equity across all asset classes offered on Yieldstreet.
  • Yieldstreet holds the first-loss position in this series of notes. Yieldstreet purchases 5% of the aggregate notes issued in this series in a first-loss position providing a buffer to all other investors in the event of any realized loss.
  • In certain cases, Yieldstreet may utilize senior leverage facilities when funding an offering. In these cases, the notes will be backed by a subordinated interest in the underlying collateral.

Cash flow

How do I get paid?

  • The notes have a term of 9 months. Yieldstreet investors are targeted to receive monthly interest payments at a fixed target net annualized yield on their full investment amount. Principal is expected to be repaid at maturity.

Accessibility

Who can invest?

  • Eligible investors must be Accredited Investors.

Returns & Management fees

Management fee

0.0%

Target ann'l net yield

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Multiple on invested capital

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Schedule

Payment schedule

Monthly interest

Interest type

30/360

Target term

October 18, 2023

Structure

Tax document

1099-INT

Offering structure

Short Term Note

Ann'l flat expense

0%

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  • Returns & Management fees

    Management fee

    0.0%

    Target ann'l net yield

    Login to view

    Multiple on invested capital

    Login to view
  • Schedule

    Payment schedule

    Monthly interest

    Interest type

    30/360

    Target term

    October 18, 2023

  • Structure

    Tax document

    1099-INT

    Offering structure

    Short Term Note

    Ann'l flat expense

    0%

Why people invest in Short Term Notes

Frank C.

Investor since 2020

"Short holding period."

*The testimonials presented on this page have been provided by actual investors in Yieldstreet funds without compensation. Yieldstreet has selected the testimonials, and certain testimonials have been edited to remove personally identifiable information and for brevity. Testimonials were not selected based on objective or random criteria, but rather were selected based on Yieldstreet's understanding of its relationship with the providers of the testimonials. The uncompensated testimonials presented here may not be representative of other investors' experiences, and there can be no guarantee that investors will experience future performance or success consistent with the testimonials presented.*

Investing in private markets and alternatives, such as this offering, is speculative and involves a risk of loss, and those investors who cannot afford to lose their entire investment should not invest. Returns are not guaranteed.

Docs

This offering page describes only certain aspects of the offering ("Offering") of the securities issued by YS ST NOTES LLC ("Issuer"). The Offering is made only by means of the Private Placement Memorandum dated November 2, 2022 and the Series Note Supplement relating to the Offering (collectively, the "Offering Documents"). The information on this offering page is a summary of the Offering, does not purport to be complete and should not be considered a part of the Offering Documents, or as incorporated in the Offering Documents by reference or as forming the basis of the Offering. No person has been authorized to give any information or to make any representations other than those contained in the Offering Documents or in any marketing or sales literature issued by the Issuer or YieldStreet Management, LLC, as adviser thereto, and referred to in the Offering Documents, and, if given or made, such information or representations must not be relied upon. All investors must read the Offering Documents in their entirety prior to investing in the securities.

This offering is only for eligible purchasers under Rule 506(b) under the Securities Act of 1933, as amended (the “Securities Act”) who have established a pre-existing, substantive relationship with Yieldstreet. Each eligible purchaser must be an accredited investor, as such term is defined under Regulation D of the Securities Act, or if a non-accredited investor, either alone or with his or her purchaser representative(s), must have such knowledge and experience in financial and business matters that he or she is capable of evaluating the merits and risks of a prospective investment on the Yieldstreet investment platform. This offering is not directed to any prospective investor not meeting the purchaser requirements of Rule 506(b) and is hereby null and void to such prospective investor, who may not participate in the offering.

Short Terms Notes involve different risk and liquidity profiles than money markets and CDs. Please review the Short Term Notes Offering Documents for complete details.

Investing in private markets and alternatives, such as this offering, is speculative and involves a risk of loss, and those investors who cannot afford to lose their entire investment should not invest. Returns are not guaranteed.