Yieldstreet Invitation Program

Terms and Conditions

You must agree to the following terms and conditions in order to receive cash incentives as described below for inviting your friends who might be interested in making investments on the www.yieldstreet.com investment platform (the “website”). These terms and conditions are in addition to your existing Yieldstreet Terms of Use.

Through the Yieldstreet Invitation Program (the “Program”), members on Yieldstreet can invite friends to sign up for a Yieldstreet account by sending them an invitation (each, an “Invitee”). Please send invites only to people you know personally who will be glad to get them. Yieldstreet will send one invite email on your behalf to each friend you invite via the Program email sending interface on yieldstreet.com/invite: (1) in your name; and/or (2) with your name. You will also be provided with a unique link that you may share with your friends.

For each "Qualifying New Account" (as defined below) Yieldstreet Management, LLC ("YSM") will pay you $100, subject to a cap of $2,000 per calendar quarter (i.e., a total of 20 Qualifying New Accounts per calendar quarter), by causing such amount to be deposited in your Yieldstreet Wallet. In addition, Invitees may be eligible to receive a benefit as YSM determines in its sole discretion.

There is no purchase or investment necessary by an Invitee in order for you to receive cash compensation. Note, however, that you accrue no additional benefit if an Invitee ultimately makes an investment on the website or takes any other actions.

Subject to the limitations herein, a "Qualifying New Account" is a new individual Yieldstreet account (i) opened by your Invitee using the special designated link from your invitation, (ii) that has completed all know-your-customer, confirmation of identity and two-factor authentication requirements as may be requested by Yieldstreet in its sole discretion, (iii) that has successfully linked to an external bank account and (iv) has met all of the foregoing requirements in items (i)-(iii) within 30 days of the applicable Invitee’s receipt of the invitation. Yieldstreet is not responsible for incorrect entry or other failure on the part of your Invitees to meet the standards of a Qualifying New Account.

You must be a Qualifying Member to be eligible to receive cash compensation in accordance with the Program. Subject to the limitations herein, a "Qualifying Member" is a member (i) with an individual Yieldstreet account (A) that has completed all know-your-customer, confirmation of identity and two-factor authentication requirements as may be requested by Yieldstreet in its sole discretion and (B) that is a past or current investor on the Yieldstreet website or has completed the accreditation verification process on the Yieldstreet website.

You understand we will inform your Invitees that you are a registered member on Yieldstreet’s platform and that we are providing you with cash incentives as described above as a result of the invitation, including by providing these Terms and Conditions to your Invitees. We will also inform your Invitees if you are an employee or affiliate of Yieldstreet. We will not reveal any other information about you or your account(s) at Yieldstreet. All existing terms of our Privacy Policy and our privacy obligations to you shall apply.

Not all invitations will be considered valid. For example, your Invitee(s) may receive multiple invitations because we have members who provide us with duplicative information for invitations, and we can't promise your Invitee(s) will respond to the invitation based on the information we receive from you. Also, your Invitee(s) may decide independently to open an account directly on our website, or they might already have a Yieldstreet account when they receive the invitation. We might also change the Program in the future for existing and/or new users. We reserve the right, in our sole discretion, to determine that cash incentives are not warranted, and/or to change the terms of the Program with or without notice to you. You may not post this promotion on any message board or social media website or use similar methods of general dissemination for the purpose of making referrals under the Program, and any referrals that are made through such means shall not be considered valid hereunder (as to both you and any Invitees that result from any such posting). You may not post this promotion on any message board or social media website or use similar methods of general dissemination for the purpose of making referrals under the Program, and any referrals that are made through such means shall not be considered valid hereunder (as to both you and any Invitees that result from any such posting).

This Program is not valid with any other offers and is non-transferrable. This Program is available to U.S. residents only. YSM reserves the right to terminate this Program and the incentives described herein at any time for any reason, to limit the amount of cash incentives you are eligible to receive, and to refuse or recover any cash incentive if YSM determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account or connecting the bank account, that any rules or regulations were or would be violated, or that any terms of these Terms and Conditions or the Yieldstreet Terms of Use have been violated.

By accepting these Terms and Conditions and participating in this Program you acknowledge certain information so that we can ensure your eligibility. Specifically, you represent to us that:

1. you are not otherwise in the investment advisory or brokerage business (or, if you are, then your job function is not related to this invitation activity or to the financial management of your friend(s)' assets), and you will not provide investment advice to any individual in connection with this invitation program;

2. you are not a government entity, or an agent of such entity acting on its behalf;

3. you will comply with the requirements for this Program described here, and any securities laws that may apply;

4. you do not have any SEC orders issued against you under section 203(f) of the Investment Advisers Act of 1940 (the "Act") or otherwise; have not been convicted of a felony or misdemeanor involving any securities law violation, including any conviction within the previous ten years of any felony or misdemeanor involving conduct described in section 203(e)(2)(A) through (D) of the Act; have not been found by the SEC to have engaged, or have been convicted of engaging, in any of the conduct specified in paragraphs (1), (5) or (6) of section 203(e) of the Act, and, you are not subject to any order, judgment or decree described in section 203(e)(4) of the Act;

5. we may conduct due diligence on you to confirm any of the above information; and

6. you will promptly notify us if any of items 1-5 above change.

We believe our 10 alternative asset classes, track record across 470+ investments, third party reviews, and history of innovation makes Yieldstreet “The leading platform for private market investing,” as compared to other private market investment platforms.

1 Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.

3 "Annual interest," "Annualized Return" or "Target Returns" represents a projected annual target rate of interest or annualized target return, and not returns or interest actually obtained by fund investors. “Term" represents the estimated term of the investment; the term of the fund is generally at the discretion of the fund’s manager, and may exceed the estimated term by a significant amount of time. Unless otherwise specified on the fund's offering page, target interest or returns are based on an analysis performed by Yieldstreet of the potential inflows and outflows related to the transactions in which the strategy or fund has engaged and/or is anticipated to engage in over the estimated term of the fund. There is no guarantee that targeted interest or returns will be realized or achieved or that an investment will be successful. Actual performance may deviate from these expectations materially, including due to market or economic factors, portfolio management decisions, modelling error, or other reasons.

4 Reflects the annualized distribution rate that is calculated by taking the most recent quarterly distribution approved by the Fund's Board of Directors and dividing it by prior quarter-end NAV and annualizing it. The Fund’s distribution may exceed its earnings. Therefore, a portion of the Fund’s distribution may be a return of the money you originally invested and represent a return of capital to you for tax purposes.

5 Represents the sum of the interest accrued in the statement period plus the interest paid in the statement period.

6 The internal rate of return ("IRR") represents an average net realized IRR with respect to all matured investments, excluding our Short Term Notes program, weighted by the investment size of each individual investment, made by private investment vehicles managed by YieldStreet Management, LLC from July 1, 2015 through and including July 18th, 2022, after deduction of management fees and all other expenses charged to investments.

7 Investors should carefully consider the investment objectives, risks, charges and expenses of the Yieldstreet Alternative Income Fund before investing. The prospectus for the Yieldstreet Alternative Income Fund contains this and other information about the Fund and can be obtained by emailing [email protected] or by referring to www.yieldstreetalternativeincomefund.com. The prospectus should be read carefully before investing in the Fund. Investments in the Fund are not bank deposits (and thus not insured by the FDIC or by any other federal governmental agency) and are not guaranteed by Yieldstreet or any other party.

8 This tool is for informational purposes only. You should not construe any information provided here as investment advice or a recommendation, endorsement or solicitation to buy any securities offered on Yieldstreet. Yieldstreet is not a fiduciary by virtue of any person's use of or access to this tool. The information provided here is of a general nature and does not address the circumstances of any particular individual or entity. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of this information before making any decisions based on such information.

9 Statistics as of the most recent month end.

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No communication by YieldStreet Inc. or any of its affiliates (collectively, “Yieldstreet™”), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice, except for specific investment advice that may be provided by YieldStreet Management, LLC pursuant to a written advisory agreement between such entity and the recipient. Nothing on this website is intended as an offer to extend credit, an offer to purchase or sell securities or a solicitation of any securities transaction.

Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. In addition, other financial metrics and calculations shown on the website (including amounts of principal and interest repaid) have not been independently verified or audited and may differ from the actual financial metrics and calculations for any investment, which are contained in the investors’ portfolios. Any investment information contained herein has been secured from sources that Yieldstreet believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefore.

Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by Yieldstreet or any other party, and MAY lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.

Investments in private placements are speculative and involve a high degree of risk and those investors who cannot afford to lose their entire investment should not invest. Additionally, investors may receive illiquid and/or restricted securities that may be subject to holding period requirements and/or liquidity concerns. Investments in private placements are highly illiquid and those investors who cannot hold an investment for the long term (at least 5-7 years) should not invest.

Alternative investments should only be part of your overall investment portfolio. Further, the alternative investment portion of your portfolio should include a balanced portfolio of different alternative investments.

Articles or information from third-party media outside of this domain may discuss Yieldstreet or relate to information contained herein, but Yieldstreet does not approve and is not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party articles, do not constitute an approval or endorsement by Yieldstreet of the linked or reproduced content.

Investing in securities (the "Securities") listed on Yieldstreet™ pose risks, including but not limited to credit risk, interest rate risk, and the risk of losing some or all of the money you invest. Before investing you should: (1) conduct your own investigation and analysis; (2) carefully consider the investment and all related charges, expenses, uncertainties and risks, including all uncertainties and risks described in offering materials; and (3) consult with your own investment, tax, financial and legal advisors. Such Securities are only suitable for accredited investors who understand and are willing and able to accept the high risks associated with private investments.

Investing in private placements requires long-term commitments, the ability to afford to lose the entire investment, and low liquidity needs. This website provides preliminary and general information about the Securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. This website does not constitute an offer to sell or buy any securities. No offer or sale of any Securities will occur without the delivery of confidential offering materials and related documents. This information contained herein is qualified by and subject to more detailed information in the applicable offering materials. Yieldstreet™ is not registered as a broker-dealer. Yieldstreet™ does not make any representation or warranty to any prospective investor regarding the legality of an investment in any Yieldstreet Securities.

YieldStreet Inc. is the direct owner of Yieldstreet Management, LLC, which is an SEC-registered investment adviser that manages the Yieldstreet funds and provides investment advice to the Yieldstreet funds, and in certain cases, to retail investors. RealCadre LLC is also indirectly owned by Yieldstreet Inc. RealCadre LLC is a broker-dealer registered with the Securities and Exchange Commission (“SEC”) and a member of the Financial Industry Regulatory Authority (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). Information on all FINRA registered broker-dealers can be found on FINRA’s BrokerCheck. Despite its affiliation with Yieldstreet Management, LLC, RealCadre LLC has no role in the investment advisory services received by YieldStreet clients or the management or distribution of the Yieldstreet funds or other securities offered on our through Yieldstreet and its personnel. RealCadre LLC does not solicit, sell, recommend, or place interests in the Yieldstreet funds.

Yieldstreet is not a bank. Certain services are offered through Plaid, Orum.io and Footprint and none of such entities is affiliated with Yieldstreet. By using the services offered by any of these entities you acknowledge and accept their respective disclosures and agreements, as applicable.

Investment advisory services are only provided to clients of YieldStreet Management, LLC, an investment advisor registered with the Securities and Exchange Commission, pursuant to a written advisory agreement.

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