Open to accredited investors only **
Park $10,000 or more in Short Term Notes for a few months while you decide what to invest in next helping to ensure your money is always working hard for you.
# of Matured Offerings | Total Matured Principal ($M) | Target Net Annualized Return | Realized Net Annualized Return | Relative Return | |
---|---|---|---|---|---|
0-3 Months | 24 | $118.9 | 3.1% | 3.2% | +0.1% |
4-6 Months | 36 | $284.3 | 4.8% | 4.9% | +0.1% |
7-9 Months | 4 | $37.6 | 5.7% | 5.9% | +0.2% |
Total | 64 | $440.8 | 4.4% | 4.5% | +0.1% |
Invest in a fee-free product
Short-term product offering liquidity in less than 6 months
Interest rate remains consistent for full duration
Invest multiple times to build an optimized earnings strategy
Monthly interest payments paid directly into your Yieldstreet wallet
Since 2019, performance of each note issued has been in line with expectations
Yieldstreet’s Short Term Note program is a product offered to investors with targeted monthly interest payments and terms ranging from 3 to 9 months. Our Short Term Notes offerings are currently offered to accredited investors, although certain offerings may not require documentation of accreditation. To find out if documentation of accreditation is needed, please refer to the offering details page. The offering details page will provide specific information on whether accreditation documentation is required or not.
Yieldstreet has used Short Term Notes and other warehouse facilities and credit lines to fund more than $1.4B in investments on our platform. As of January 2021, we have launched 22 series of Short Term Notes, with 11 series paid in full and the remaining series currently performing as expected. Short Term Notes carry the risk that an investment opportunity financed by Short Term Notes could default before it becomes fully subscribed. In such a scenario, Yieldstreet would work to recover the cash invested in the underlying investment. As with other investment opportunities, some investments that are financed via Short Term Notes may have senior lenders who would receive first payment in case of default. However, to help protect Short Term Note investors, Yieldstreet generally holds a percentage of the notes issued in each series in a first loss position. This product is not offered by a bank and as such it is not FDIC insured.
Yieldstreet’s Short Term Note program is a product offered to investors with targeted monthly interest payments and terms ranging from 3 to 9 months. Short Term Notes are a funding program used by Yieldstreet to support future investment opportunities on our platform. Through pre-funding, Yieldstreet finances investments before investors take their positions in the deals. The minimum investment is $10,000 and there are no fees associated with the short-term note program. The notes are secured by underlying investments, and Yieldstreet holds the first-loss position (5%), providing a buffer for other investors in case of any realized loss. Noteholders receive monthly interest payments and the principal back at maturity. For detailed information about the investment, please refer to the specific offering pages.
Short Term Notes make monthly interest payments at the annualized rate. Principal is repaid at the note’s maturity.