A high-yield account to help you save like the top 1%

Work smarter while your money works harder with our high yield account that earns more than 15x* the national money market average.

Yieldstreet graphic wallet 1%

No lock up period

No fees

FDIC Insured

*FDIC, as of November 15, 2021 https://www.fdic.gov/regulations/resources/rates/** Yieldstreet has an agreement in place with Synapse Financial Technologies, Inc. (“Synapse”) under which Synapse, as an agent of Evolve Bank & Trust, Member FDIC (“Evolve”), enables Yieldstreet’s users to open deposit accounts at Evolve to be used in connection with Yieldstreet’s services. Banking services, including deposit accounts, are provided by Evolve Bank & Trust, Member FDIC. APYs are variable and subject to change after an account is opened.Yieldstreet Wallet Accounts and Banking Services provided by Evolve Bank & Trust, member FDIC (“Bank”). 1% is based on a combination of 1) recurring interest earned on Wallet and 2) non-interest paid by Yieldstreet (“Rewards”). Rewards are not available for Wallet Accounts with average daily balances less than $10,000 or more than $250,000. Rewards available to new members only and existing Yieldstreet individual accounts that have not yet invested on the platform (excluding Wallet deposits).The daily balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. If your daily balance is between $10,000 and $250,000, you will be paid the combined interest equal to 1% APY on the entire balance in your account. If your daily balance is less than $10,000 or more than $250,000, the interest rate paid on the entire balance will be 0.20% APY. For clarity no fees are charged for the Yieldstreet Wallet. Eligible accounts include new and existing Yieldstreet individual accounts that have not yet invested on the platform (excluding Wallet deposits). Yieldstreet accounts that have previously made an investment (excluding Wallet deposits), are entity accounts or are retirement accounts (including pension plans, defined benefit plans, defined contribution plans, retirement plans, IRAs, 401(k) and 403(b) funds, and funds comprised of these plans and funds) are excluded from the promotion.Eligible accounts include new and existing Yieldstreet individual accounts that have not yet invested on the platform (excluding Wallet deposits). Yieldstreet accounts that have previously made an investment (excluding Wallet deposits) , are entity accounts or are retirement accounts (including pension plans, defined benefit plans, defined contribution plans, retirement plans, IRAs, 401(k) and 403(b) funds, and funds comprised of these plans and funds) are excluded from the promotion.See the full terms and conditions - yieldstreet.com/terms

Save like the super wealthy with super low effort.

The ultra-wealthy don’t work 24/7, but their money does. And yours should too.
All it takes is five minutes to start saving and investing on a single platform.

Take advantage of the most competitive savings rate available in the market

According to Bankrate Logo
Chase Logo

0.01%

APY

$25

Minimum balance
Ally Logo

0.50%

APY

$0

Minimum balance
YS Logo

1.00%

APY

$10k
Minimum balance
Marcus Logo

0.50%

APY

$0

Minimum balance
Amex Logo

0.40%

APY

$0

Minimum balance
YS Logo

1.00%

APY

$10k
Minimum balance
Chase Logo

0.01%

APY

$25

Minimum balance
Ally Logo

0.50%

APY

$0

Minimum balance
Marcus Logo

0.50%

APY

$0

Minimum balance
Amex Logo

0.40%

APY

$0

Minimum balance
Source of comparative rates is Bankrate.com as of 12/07/2021.
Maximum Balance of $250,000
See the full terms and conditions - yieldstreet.com/terms

A track record that speaks for itself

With our trusted industry professionals and history of success, you'll be confident starting your Yieldstreet journey with the Wallet and the opportunity to continue it with investments from our comprehensive range of alternative asset classes.

April 2015

Yieldstreet was founded

Over $4.5B

Amount transacted through wallet

Building your savings is as easy as 1, 2, 3

Create an account

Sign up with your email address or by using your Google or Apple account.

Transfer funds

Link a bank account to quickly and securely fund your new wallet.

Start earning

Sit back and watch your savings accrue 15x the national average.

Your frequently asked questions, answered.

Is there a minimum balance requirement to open an account?

Open an account with as little as $500. Hold as much or as little cash as you want, there is no minimum balance requirement to maintain an account.

What accounts are eligible for the promotional 1% APY rate?

For purposes hereof, an “Eligible Account” shall mean a Wallet Account  (i) with a balance equal to $10,000 or greater and (ii) that is owned by a User who (a) has not invested through the Site prior to the commencement of this promotion and (b) is an individual and not an entity (including partnerships, limited liability companies, trusts, corporations or other entities) or retirement account (including pension plans, defined benefit plans, defined contribution plans, retirement plans, IRAs, 401(k) and 403(b) funds, and funds comprised of these plans and funds). For the avoidance of doubt, all Eligible Accounts are subject to the limitations and restrictions set forth herein. 

See the full terms and conditions - yieldstreet.com/terms

Are Wallet funds taxed?

Yes. A 1099-INT will be distributed to each Yieldstreet Wallet user during tax season.

How many times can I withdraw my funds?

Yieldstreet Wallet operates similar to a savings account and, at the moment, you can withdraw funds as many times as you’d like. We will notify you if this changes. You can also deposit additional funds as many times as you’d like per month. It’s important to note that there are no transaction fees associated with a Yieldstreet Wallet account. 

Please know that for your safety, withdrawals may take up to five business days to process. During the process of reviewing the transaction, we may request additional documentation to verify specific information and account details, such as if funds are deposited and a withdrawal request is placed within less than 5 business days. The information requested will be proof of identification (such as Government ID and/or proof of SSN) along with a recent bank statement to prove your ownership of the bank accounts involved in the transaction. Someone from our Investor Relations team will reach out to you requesting additional information if necessary.

Do I need to be accredited to use Wallet?

No, you do not need to be accredited to use Yieldstreet Wallet.

What is the Yieldstreet Wallet?

Your Yieldstreet Wallet is a checking account held at Evolve Bank & Trust, member FDIC. This means that funds deposited in your Yieldstreet Wallet are insured up to the maximum allowed by law, which is currently $250,000 for an individually-owned account.

Yieldstreet company performance metrics cited on this page are accurate as of 12/07/2021

Yieldstreet has an agreement in place with Synapse Financial Technologies, Inc. (“Synapse”) under which Synapse, as an agent of Evolve Bank & Trust, Member FDIC (“Evolve”), enables Yieldstreet’s users to open deposit accounts at Evolve to be used in connection with Yieldstreet’s services. Banking services, including deposit accounts, are provided by Evolve Bank & Trust, Member FDIC. APYs are variable and subject to change after an account is opened.

Yieldstreet Wallet Accounts and Banking Services provided by Evolve Bank & Trust, member FDIC (“Bank”). 1% is based on a combination of 1) recurring interest earned on Wallet and 2) non-interest paid by Yieldstreet (“Rewards”). Rewards are not available for Wallet Accounts with average daily balances less than $10,000 or more than $250,000. Rewards available to new members only and existing Yieldstreet individual accounts that have not yet invested on the platform (excluding Wallet deposits).

The daily balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. If your daily balance is between $10,000 and $250,000, you will be paid the combined interest equal to 1% APY on the entire balance in your account. If your daily balance is less than $10,000 or more than $250,000, the interest rate paid on the entire balance will be 0.20% APY. For clarity no fees are charged for the Yieldstreet Wallet. Eligible accounts include new and existing Yieldstreet individual accounts that have not yet invested on the platform (excluding Wallet deposits). Yieldstreet accounts that have previously made an investment (excluding Wallet deposits), are entity accounts or are retirement accounts (including pension plans, defined benefit plans, defined contribution plans, retirement plans, IRAs, 401(k) and 403(b) funds, and funds comprised of these plans and funds) are excluded from the promotion.

Eligible accounts include new and existing Yieldstreet individual accounts that have not yet invested on the platform (excluding Wallet deposits). Yieldstreet accounts that have previously made an investment (excluding Wallet deposits) , are entity accounts or are retirement accounts (including pension plans, defined benefit plans, defined contribution plans, retirement plans, IRAs, 401(k) and 403(b) funds, and funds comprised of these plans and funds) are excluded from the promotion.

See the full terms and conditions - yieldstreet.com/terms