Earn up to a targeted
annualized yield of 4%

Interest rates higher than most CDs, approximately 40X* the national average money market yield.

Open to accredited investors only **

* FDIC, as of Sept 20, 2021 - https://www.fdic.gov/regulations/resources/rates/
Please note, YS Short Term Notes carry different risk and liquidity profiles than CDs. Please see the Private Placement Memorandum and the applicable Series Note Supplement for additional information.
** The most common definition of accredited investor is someone who makes $200k a year, $300k jointly with their spouse, or has $1m in net worth apart from their primary residence.

Every dollar counts

Park $500 or more in Short Term Notes for a few months while you decide what to invest in next helping to ensure your money is always working hard for you.

Capital One Logo

0.10%

APY

6-month CD
Ally Logo

0.20%

APY

6-month CD
Yieldstreet logo

Short Term Notes

4.00%

annualized interest rate

Marcus Logo

0.45%

APY

6-month CD

National
Average

0.09%

APY

6-month CD
Yieldstreet logo

Short Term Notes

4.00%

annualized interest rate

Capital One Logo

0.10%

APY

6-month CD
Ally Logo

0.20%

APY

6-month CD
Marcus Logo

0.45%

APY

6-month CD

National
Average

0.09%

APY

6-month CD
Source of comparative rates is Bankrate as of 11/1/2021.Yieldstreet Short Term Note series is not FDIC insured. Please note, YS Short Term Notes carry different risk and liquidity profiles that CDs.Please see the Private Placement Memorandum and the applicable Series Note Supplement for additional information.*FDIC, as of Oct 18, 2021 - https://www.fdic.gov/regulations/resources/rates/

Make Short Term Notes the beginning of your
Yieldstreet investment journey

No fees or expenses charged

Invest in a fee-free product

Short durations

Short-term product offering liquidity in less than 6 months

No promotional rates

Interest rate remains consistent for full duration

Rolling maturities

Invest multiple times to build an optimized earnings strategy

Monthly payments

Monthly interest payments paid directly into your Yieldstreet wallet

Consistent track record

Since 2019, performance of each note issued has been in line with expectations

Short Term Notes Investment Simulator

Calculate the interest you can earn on your investment and visualize how you can receive payments as an investor.

Short Term Notes on Yieldstreet

Since May 2019, Yieldstreet has seamlessly been prefunding offerings with the Short Term Notes program before they launch on the platform. Performance of each note issued has been in line with expectations.

$215M

Amount invested to date

$150M

Principal and interest returned to investors

30

Fully matured deals

Begin your investment journey in 3 easy steps

Create an account

Sign up with your email address or by using your Google or Apple account.

Transfer funds

Link a bank account to quickly and securely fund your new wallet.

Verify accreditation

Multiple ways to quickly verify your status.

Your frequently asked questions, answered.

How often do I get paid?

Short Term Notes make monthly interest payments at the annualized rate. Principal is repaid at the note’s maturity.

What is my investment backed by?

Yieldstreet has used Short Term Notes and other warehouse facilities and credit lines to fund more than $1.4B in investments on our platform. As of January 2021, we have launched 22 series of Short Term Notes, with 11 series paid in full and the remaining series currently performing as expected.

Short Term Notes carry the risk that an investment opportunity financed by Short Term Notes could default before it becomes fully subscribed. In such a scenario, Yieldstreet would work to recover the cash invested in the underlying investment. As with other investment opportunities, some investments that are financed via Short Term Notes may have senior lenders who would receive first payment in case of default.

However, to help protect Short Term Note investors, Yieldstreet generally holds a percentage of the notes issued in each series in a first loss position. This product is not offered by a bank and as such it is not FDIC insured.

What are Short Term Notes?

Short Term Notes offer investors the opportunity to earn interest typically over the course of a 120 or 180-day term. Investors receive monthly interest payments at an annualized interest rate and their principal at the note’s maturity.

Yieldstreet uses money raised through its Short Term Notes program, along with warehouse facilities and credit lines, to fund investment opportunities that are then launched on the platform.