Other

ST Growth Notes Diversified Portfolio I

Per the amended marketing rules adopted by the SEC, some investment details can only be shown to certain logged-in members.

Status

Closed

Recently funded

Accepting $15,000 - $500,000 investments

Have an account? Log in

Accepting $15,000 - $500,000 investments

Overview

Invest in a diversified portfolio of growth structured notes. With public market volatility at high levels, the portfolio will seek to mitigate some of the downside risks associated with owning stocks, while also allowing investors to participate in a portion of potential upside swings. ST Growth Note Diversified Portfolio I will initially invest in 3 individual growth structured notes, each referencing different underlying stocks; QUALCOMM Inc (QCOM), Citigroup Inc (C) and Amazon.com Inc. (AMZN). Each growth structured note has varying characteristics, including max. upside participation, a downside protection barrier and strike price.

Slide 1 of 3

Premise

Potential benefits of investing in growth notes

Our Growth Notes Portfolios allows participation in potential market upswings whilst simultaneously offering protection in the event of further public market declines.
The portfolio uses market volatility to its advantage and can be beneficial to investors who are not sure which way the market pendulum will swing.
When owned in conjunction with public equities, the risk adjusted return of portfolios can be improved.

Institutional and ultra-wealthy investors have favored structured notes for their strong risk-adjusted return characteristics, especially during periods of heightened volatility

Globally, the structured notes market is approximately $3T in size.
Used by institutional and ultra-wealthy investors for decades to generate capital appreciation while helping to mitigate downside risk during periods of heightened volatility.
Yieldstreet typically purchases structured notes issued by Goldman Sachs, Morgan Stanley, JP Morgan, Citi, Bank of America, Barclays, Societe Generale, Credit Suisse, HSBC, Royal Bank of Canada (RBC), and TD Bank.

Provides investors the opportunity to benefit from upswings in the markets while mitigating downside risk

For example, consider an investor invests in a stock of company A and a growth structured note tied to the performance of the underlying stock A.
Scenario 1: If the price of stock A has increased by 15% at maturity, investors will receive full principal at maturity plus participate in the full 15% price appreciation
Scenario 2: If the price of stock A has increased by 25% at maturity, which is beyond the max. upside participation of 20%, investors will be capped and receive the 20% price appreciation plus full principal.
Scenario 3: If the price of stock A has decreased by 20%, the investor will be protected and receive back their principal in full
Scenario 4: Only if the price of stock A has decreased by more than 30%, which is the downside protection barrier, will the investor experience principal loss. In this scenario an investor's principal loss would be equivalent to how much the stock's price has fallen since the strike date.
For example, if the stock price decreases 35% then the investor would receive 65% of principal back.

See the Private Placement Memorandum which illustrates the outcome if the underlying stock of the structured note falls below the downside protection barrier at maturity.

Tied to the performance of stocks that have been diligently selected

Growth structured notes are purchased based on a process that requires each underlying stock to meet certain criteria, which is expected to minimize the likelihood of any significant price decline.
Underlying stocks must be Member of S&P 500
Market cap >$30B
Positive net income for current year
Forward P/E ratio less than the sector’s average or
PEG (price to earnings growth) <1 or annual revenue growth >20%
Bloomberg analyst median target share price > current stock price
Moderate recent volatility
Relative strength index <70

Parameters in place to ensure growth structured notes meet certain standards at a minimum

At least 30% downside protection
Max. upside participation between 10-30%
Fifty-three (53) week term
Each stock will have at least a 90% confidence interval of not breaching the downside protection barrier

Essentials

Please refer to the Private Placement Memorandum in the Docs section for more details about this offering

What are growth structured notes?

How do growth structured notes work?

A structured note is a debt security issued by financial institutions. Its returns are linked to the performance of an underlying stock. Structured notes can be income and/or growth focused.
For growth structured notes, on the observation date (maturity date), the current price of the underlying stock is measured relative to its strike price.
If the current price of the underlying stock on the maturity date is equal to or above its downside protection barrier and its strike price, then the investor will receive their principal back.
If the performance on the maturity date is below its downside protection barrier, then the investor will lose principal equivalent to the amount the stock has depreciated from its strike price.
If the performance on the maturity date is between the strike price and the max. upside participation then investors will receive full principal at maturity plus the capital gain the underlying stock experienced.
If the performance on the maturity date is above the max. upside participation at maturity then investors will receive full principal at maturity but their return will be limited to the max. upside participation.

Please refer to the Private Placement Memorandum for additional definitions and components of structured notes.

Cashflows

How do I get paid?

ST Growth Notes Diversified Portfolio I will initially invest in 3 individual growth notes, each referencing a different underlying stock. The portfolio is expected to generate a maximum upside return of 36%*. Each growth note will have varying characteristics, including a max. upside participation, downside protection barrier and strike price. As such, performance for the portfolio will be calculated on a weighted basis of the performance of each structured note.
Each structured note is expected to have a term of fifty-three (53) weeks.

Returns & Management fees

Management fee

1.25%

Max. upside participation

Schedule

Payment schedule

At maturity

Term

53 weeks

Structure

Tax document

K-1

Offering structure

SPV

Ann'l flat expense

0.25%

Slide 1 of 3

Returns & Management fees
Management fee
1.25%
Max. upside participation
Login to view
Schedule
Payment schedule
At maturity
Term
53 weeks
Structure
Tax document
K-1
Offering structure
SPV
Ann'l flat expense
0.25%

Docs

This offering page describes only certain aspects of the offering ("Offering") of the securities issued by YS STSNG DIV I LLC ("Fund"). The Offering is made only by means of the Private Placement Memorandum dated June 1, 2022 relating to the Offering (the "PPM"). The information on this offering page is a summary of the Offering, does not purport to be complete and should not be considered a part of the PPM, or as incorporated in the PPM by reference or as forming the basis of the Offering. No person has been authorized to give any information or to make any representations other than those contained in the PPM or in any marketing or sales literature issued by the Fund or Yieldstreet Management, LLC, as adviser thereto, and referred to in the PPM, and, if given or made, such information or representations must not be relied upon. All investors must read the PPM in its entirety prior to investing in the securities.Maximum Capital Appreciation represents the maximum percentage increase on invested capital achievable in this transaction. Maximum Capital Appreciation is calculated by taking the avg. of maximum capital appreciation of each underlying note and reducing the anticipated management fees and member expenses from them over the estimated term of the Fund. There is no analysis carried out to support that Maximum Capital Appreciation will be the realized target return or that an investment will be successful. Actual performance may deviate from these expectations materially, including due to market or economic factors, portfolio management decisions, modelling error, or other reasons.

Investing in private markets and alternatives, such as this offering, is speculative and involves a risk of loss, and those investors who cannot afford to lose their entire investment should not invest. Returns are not guaranteed.

¹ Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.

² Represents an average net realized internal rate of return (IRR) with respect to all matured investments in your portfolio, utilizing the effective dates and amounts to and from the investments and net of management fees and all other expenses charged to the investments. Past performance is not a reliable indicator of future results and should not be relied upon as the basis for making an investment decision. All securities involve risk and may result in significant losses, including the loss of principal invested.[read more]

³ "Annual interest," "Annualized Return" or "Target Returns" represents a projected annual target rate of interest or annualized target return, and not returns or interest actually obtained by fund investors. “Term" represents the estimated term of the investment; the term of the fund is generally at the discretion of the fund’s manager, and may exceed the estimated term by a significant amount of time. Unless otherwise specified on the fund's offering page, target interest or returns are based on an analysis performed by Yieldstreet of the potential inflows and outflows related to the transactions in which the strategy or fund has engaged and/or is anticipated to engage in over the estimated term of the fund. There is no guarantee that targeted interest or returns will be realized or achieved or that an investment will be successful. Actual performance may deviate from these expectations materially, including due to market or economic factors, portfolio management decisions, modelling error, or other reasons.

⁴ Reflects the annualized distribution rate that is calculated by taking the most recent quarterly distribution approved by the Fund's Board of Directors and dividing it by prior quarter-end NAV and annualizing it. The Fund’s distribution may exceed its earnings. Therefore, a portion of the Fund’s distribution may be a return of the money you originally invested and represent a return of capital to you for tax purposes.

⁵ Represents the sum of the interest accrued in the statement period plus the interest paid in the statement period.

⁶ The internal rate of return ("IRR") represents an average net realized IRR with respect to all matured investments, excluding our Short Term Notes program, weighted by the investment size of each individual investment, made by private investment vehicles managed by YieldStreet Management, LLC from July 1, 2015 through and including July 18th, 2022, after deduction of management fees and all other expenses charged to investments.

⁷ Investors should carefully consider the investment objectives, risks, charges and expenses of the Yieldstreet Prism Fund before investing. The prospectus for the Yieldstreet Prism Fund contains this and other information about the Fund and can be obtained by emailing [email protected] or by referring to www.yieldstreetprismfund.com. The prospectus should be read carefully before investing in the Fund. Investments in the Fund are not bank deposits (and thus not insured by the FDIC or by any other federal governmental agency) and are not guaranteed by Yieldstreet or any other party.

⁸ This tool is for informational purposes only. You should not construe any information provided here as investment advice or a recommendation, endorsement or solicitation to buy any securities offered on Yieldstreet. Yieldstreet is not a fiduciary by virtue of any person's use of or access to this tool. The information provided here is of a general nature and does not address the circumstances of any particular individual or entity. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of this information before making any decisions based on such information.

300 Park Avenue 15th Floor, New York, NY 10022

844-943-5378

[email protected]

No communication by YieldStreet Inc. or any of its affiliates (collectively, “Yieldstreet™”), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice, except for specific investment advice that may be provided by YieldStreet Management, LLC pursuant to a written advisory agreement between such entity and the recipient. Nothing on this website is intended as an offer to extend credit, an offer to purchase or sell securities or a solicitation of any securities transaction.

Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. In addition, other financial metrics and calculations shown on the website (including amounts of principal and interest repaid) have not been independently verified or audited and may differ from the actual financial metrics and calculations for any investment, which are contained in the investors’ portfolios. Any investment information contained herein has been secured from sources that Yieldstreet believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefore.

Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by Yieldstreet or any other party, and MAY lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.

Investments in private placements are speculative and involve a high degree of risk and those investors who cannot afford to lose their entire investment should not invest. Additionally, investors may receive illiquid and/or restricted securities that may be subject to holding period requirements and/or liquidity concerns. Investments in private placements are highly illiquid and those investors who cannot hold an investment for the long term (at least 5-7 years) should not invest.

Alternative investments should only be part of your overall investment portfolio. Further, the alternative investment portion of your portfolio should include a balanced portfolio of different alternative investments.

Articles or information from third-party media outside of this domain may discuss Yieldstreet or relate to information contained herein, but Yieldstreet does not approve and is not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party articles, do not constitute an approval or endorsement by Yieldstreet of the linked or reproduced content.

Investing in securities (the "Securities") listed on Yieldstreet™ pose risks, including but not limited to credit risk, interest rate risk, and the risk of losing some or all of the money you invest. Before investing you should: (1) conduct your own investigation and analysis; (2) carefully consider the investment and all related charges, expenses, uncertainties and risks, including all uncertainties and risks described in offering materials; and (3) consult with your own investment, tax, financial and legal advisors. Such Securities are only suitable for accredited investors who understand and are willing and able to accept the high risks associated with private investments.

Investing in private placements requires long-term commitments, the ability to afford to lose the entire investment, and low liquidity needs. This website provides preliminary and general information about the Securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. This website does not constitute an offer to sell or buy any securities. No offer or sale of any Securities will occur without the delivery of confidential offering materials and related documents. This information contained herein is qualified by and subject to more detailed information in the applicable offering materials. Yieldstreet™ is not registered as a broker-dealer. Yieldstreet™ does not make any representation or warranty to any prospective investor regarding the legality of an investment in any Yieldstreet Securities.

Banking services are provided by Evolve Bank & Trust, Member FDIC.

Investment advisory services are only provided to clients of YieldStreet Management, LLC, an investment advisor registered with the Securities and Exchange Commission, pursuant to a written advisory agreement.

Our site uses a third party service to match browser cookies to your mailing address. We then use another company to send special offers through the mail on our behalf. Our company never receives or stores any of this information and our third parties do not provide or sell this information to any other company or service.

Read full disclosure

Privacy PolicyData Security

Website Data Collection Preferences

AccessibilityTerms of UseForm ADV Disclosure BrochureForm CRS