Income Notes Consumer Portfolio I

Annualized yield3

Initial term3

24 months

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Fully repaid

Recently funded

Accepting $25,000 - $500,000 investments

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Accepting $25,000 - $500,000 investments


What we like about the offering:

Fixed coupon payments, downside protection

Improved risk/return profile relative to equities

Transparent selection criteria

Click here to download the education presentation

Returns & fees

Management fee


Target net yield



Payment schedule




Initial target term

2 years

Extension options

One 12-month


Tax document


Offering structure



First year expense


Annual flat expense


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Please refer to the Private Placement Memorandum in the Resources section for more details about this offering.

How it works

How do structured notes work?

Cash Flow

How do I get paid?

Note Selection

How are the notes chosen?

Slide 1 of 3


Investment period
Reducing volatility trend
Diversify risks from public market
  • If a note gets called within the first year, the proceeds may be reinvested into another structured note so an investor's time spent out of the market is reduced.

  • The pandemic significantly increased the volatility of the stock market in 2020, with the average closing price volatility at 29.25%. But, as the health of the underlying economy recovers, volatility is reducing in 2021, with the average closing price volatility at 21.61% (YTD). A reducing volatility trend is ideal to invest in structured notes as the notes’ performance is linked to the value of the underlying stock. If the structured notes are purchased during a time of higher volatility, then the coupon rate will be higher to reward investors for the risk that they are taking. Given the reducing volatility trend present in the market at the moment, should volatility fall after the purchase of the structured notes, then the price of the underlying stocks are expected to remain above the downside protection value, increasing the chance of regular coupon payment and principal being repaid at maturity.

  • Structured notes can act as an investment opportunity to diversify the risks of investing in public market equities. For example, an investor invests in a stock of company A and a structured note tied to the performance of the underlying stock A which pays a 10% coupon with a 30% downside protection value, and a 12 month maturity. If the price of the underlying stock A decreases by 5% at maturity, the returns of a structured note (assuming the value of the underlying stock remained above the downside protection value for the whole period) tied to the performance of stock A would be 10% (coupon), while the returns of the actual stock would be -5%. In this scenario, if the portfolio consisted of 50% stock and 50% structured notes, the investor would make a 5% profit overall.

    See the addendum to the Private Placement Memorandum which illustrates the outcome if the underlying stock of the structured note falls below the downside protection value at maturity.


This offering page describes only certain aspects of the offering ("Offering") of the securities issued by YS SN CNSR I LLC ("Issuer"). The Offering is made only by means of the Private Placement Memorandum relating to the Offering (the "Offering Document"). The information on this offering page is a summary of the Offering, does not purport to be complete and should not be considered a part of the Offering Document, or as incorporated in the Offering Document by reference or as forming the basis of the Offering. No person has been authorized to give any information or to make any representations other than those contained in the Offering Document or in any marketing or sales literature issued by the Issuer or Yieldstreet Management, LLC, as adviser thereto, and referred to in the Offering Document, and, if given or made, such information or representations must not be relied upon. All investors must read the Offering Document in its entirety prior to investing in the securities.

Investing in private markets and alternatives, such as this offering, is speculative and involves a risk of loss, and those investors who cannot afford to lose their entire investment should not invest. Returns are not guaranteed.

"Annual interest," "Annualized Return" or "Target Returns" represents a projected annual target rate of interest or annualized target return, and not returns or interest actually obtained by fund investors. Unless otherwise specified on the fund's offering page, target interest or returns are based on an analysis performed by Yieldstreet of the potential inflows and outflows related to the transactions in which the strategy or fund has engaged and/or is anticipated to engage in over the estimated term of the fund. There is no guarantee that targeted interest or returns will be realized or achieved or that an investment will be successful. Actual performance may deviate from these expectations materially, including due to market or economic factors, portfolio management decisions, modelling error, or other reasons.