Yieldstreet Spotlight: An Interview with Lindsey Fielding, Vice President of Growth

We are thrilled to present the fourth installment of Oxpecker and Impala, our YieldStreet interview series. These talks will help you get to know us better as a company, our values, and what makes us tick. See Part I with our CTO here, Part II with our General Counsel here, and Part III with our Head of Origination here.

Today we sit down with Lindsey Fielding, Vice President of Growth.

What were you like as a kid? I grew up in Canada in the cold winters of southwestern Ontario. I was always extremely curious and loved learning, especially school. I was always asking questions to understand why things happen and how they work. How did you get involved with YieldStreet? Coming from a psychology background, this is a very interesting industry. Macro-economic trends show that people have traditionally made terrible decisions around investing and managing their finances—most haven’t saved enough. To make matters worse, traditional finance has done a poor job of relating to the consumer. They’re very opaque, treating consumers like they’re incompetent and need hand holding. These factors create a perfect storm for a dysfunctional system—and as I see it, things definitely aren’t working. What was intriguing to me about fintech specifically is that it came in and said, “I care about the user experience. Let’s be transparent. We want to open up new avenues.” It was exciting to think about how you can take something like investing, which is typically almost a taboo topic and make it something that’s intriguing, exciting, and engaging—something that people would want to talk about or mark on their calendar. YieldStreet was and still is the only company doing exactly what we do. The company’s unique value proposition was really attractive to me. That, and I really believe in the company mission and founders. I joined when YieldStreet was only five people—I came on board based on their whole vision and business plan. Where do you see YieldStreet in the next three years? YieldStreet has always been and will continue to develop an investor-first approach. When we think about building the company and our product set, we’re always thinking about what is actually best for the investors who put their faith and trust in the company. We take that incredibly seriously and we want investors to be able to generate wealth in their portfolio. As we look ahead, we see YieldStreet becoming a platform that addresses a number of needs in wealth-tech. We’ll continue to expand to new audiences, with new product sets, which allow as many people as possible to access new wealth creation opportunities. What do you think YieldStreet needs accomplish to be successful in the future? We’re proud of the fact that we operate in an entirely white space, so it’s our opportunity to lose. We’re offering something new and not iterating on existing product, like you might see with a robo advisor, as an example. While that’s very exciting, it requires a level of education and awareness-building from the brand and company. We’ve really tried to focus on providing that needed level of transparency, education, and resources for investors to become familiar with what we’re doing. We want to help investors to become truly comfortable in making investing decisions that are right for them. We’ve had a chance to do just that—specifically with our introduction of marine finance. We believe that we’re the only platform that’s ever offered this asset class to retail investors. In less than a year, marine finance has gone from a new asset class to our most popular asset classes. What do you like most about YieldStreet? I like the big picture that we’re tackling. I really believe in that vision. When you look at an average investor’s journey, the overwhelming majority never really have an opportunity to get ahead. Few investors, even when they’re doing everything right, can access true wealth generation from fixed income products. That’s a big problem. Institutional investors have large portions allocated to alternatives, yet the average investor’s portfolio typically has no alternatives. That, in our opinion, shouldn’t be the case. We want people to have more options beyond the stock market, and I love that we can give our investor base that peace of mind. It’s rewarding to see the level of enthusiasm and engagement from our investor base. We’re seeing investors making multiple investments and maintaining their portfolio for a multi-year period. It’s exciting to see the investments sell out so quickly and hear stories directly from investors about the difference we’re making for them. All of that feedback fuels us and tells us that we’re on the right track. We want to continue to make our impact larger and larger. What excites you most about YieldStreet’s future? If I think about YieldStreet in 5 years, I’d love to walk down Fifth Avenue (where our office is located) and have the majority of people answer “YieldStreet” when I ask them what wealth management platform they’re using. I think we have the ability to make a large and lasting impact on the industry. What are you reading/watching/listening to for fun and for work?

The Alchemist

I loved this book’s message of pursuing your own path and finding meaning in life.

The Art of Choosing

This book was important because it helped me understand how and why people are choosing our investments.

How I Built This

This podcast has a variety of great stories about how entrepreneurs hustle.

The Knowledge Project

Shane Parrish has interesting people and his interviews go really deep. It’s about higher level thinking and tackling problems.
How helpful is this content?

Share this article:

Sign up for Yieldstreet in 3 easy steps

Sign up with your email address

Securely verify your identity and link a bank account

Verify your accreditation (if applicable) to access all of Yieldstreet’s offerings.

The Yield

Our weekly podcast providing ideas about how to make money work for you and bring you closer to your dreams.

Since inception, over $2.2B has been invested on Yieldstreet

Join today for free to access alternative investment opportunities.

1 Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.

3 "Annual interest" or "Annualized Return" represents an annual target rate of interest or annualized target return and "term" represents the estimated term of the investment. Such target interest or target returns and estimated term are projections of the interest or returns and or term and may ultimately not be achieved. Actual interest or returns and term may be materially different from such projections. This targeted interest or returns and estimated term are based on the underlying investments held by the applicable.

4 Reflects the annualized distribution rate that is calculated by taking the most recent quarterly distribution approved by the Fund's Board of Directors and dividing it by prior quarter-end NAV and annualizing it. The Fund’s distribution may exceed its earnings. Therefore, a portion of the Fund’s distribution may be a return of the money you originally invested and represent a return of capital to you for tax purposes.

5 Represents the sum of the interest accrued in the statement period plus the interest paid in the statement period.

6 The internal rate of return ("IRR") represents an average net realized IRR with respect to all matured investments weighted by the investment size of each individual investment, made by private investment vehicles managed by YieldStreet Management, LLC from July 1, 2015 through and including Dec 22th, 2021, after deduction of management fees and all other expenses charged to investments.

7 Investors should carefully consider the investment objectives, risks, charges and expenses of the Yieldstreet Prism Fund before investing. The prospectus for the Yieldstreet Prism Fund contains this and other information about the Fund and can be obtained by emailing [email protected] or by referring to www.yieldstreetprismfund.com. The prospectus should be read carefully before investing in the Fund. Investments in the Fund are not bank deposits (and thus not insured by the FDIC or by any other federal governmental agency) and are not guaranteed by Yieldstreet or any other party.

8 This tool is for informational purposes only. You should not construe any information provided here as investment advice or a recommendation, endorsement or solicitation to buy any securities offered on Yieldstreet. Yieldstreet is not a fiduciary by virtue of any person's use of or access to this tool. The information provided here is of a general nature and does not address the circumstances of any particular individual or entity. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of this information before making any decisions based on such information.

300 Park Avenue 15th Floor, New York, NY 10022


No communication by YieldStreet Inc. or any of its affiliates (collectively, “Yieldstreet™”), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice. Nothing on this website is intended as an offer to extend credit, an offer to purchase or sell securities or a solicitation of any securities transaction.

Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. In addition, other financial metrics and calculations shown on the website (including amounts of principal and interest repaid) have not been independently verified or audited and may differ from the actual financial metrics and calculations for any investment, which are contained in the investors’ portfolios. Any investment information contained herein has been secured from sources that Yieldstreet believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefor.

Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by Yieldstreet or any other party, and MAY lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.

Investments in private placements are speculative and involve a high degree of risk and those investors who cannot afford to lose their entire investment should not invest. Additionally, investors may receive illiquid and/or restricted securities that may be subject to holding period requirements and/or liquidity concerns. Investments in private placements are highly illiquid and those investors who cannot hold an investment for the long term (at least 5-7 years) should not invest.

Alternative investments should only be part of your overall investment portfolio. Further, the alternative investment portion of your portfolio should include a balanced portfolio of different alternative investments.

Articles or information from third-party media outside of this domain may discuss Yieldstreet or relate to information contained herein, but Yieldstreet does not approve and is not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party articles, do not constitute an approval or endorsement by Yieldstreet of the linked or reproduced content.

Investing in securities (the "Securities") listed on Yieldstreet™ pose risks, including but not limited to credit risk, interest rate risk, and the risk of losing some or all of the money you invest. Before investing you should: (1) conduct your own investigation and analysis; (2) carefully consider the investment and all related charges, expenses, uncertainties and risks, including all uncertainties and risks described in offering materials; and (3) consult with your own investment, tax, financial and legal advisors. Such Securities are only suitable for accredited investors who understand and willing and able to accept the high risks associated with private investments.

Investing in private placements requires long-term commitments, the ability to afford to lose the entire investment, and low liquidity needs. This website provides preliminary and general information about the Securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. This website does not constitute an offer to sell or buy any securities. No offer or sale of any Securities will occur without the delivery of confidential offering materials and related documents. This information contained herein is qualified by and subject to more detailed information in the applicable offering materials. Yieldstreet™ is not registered as a broker-dealer. Yieldstreet™ does not make any representation or warranty to any prospective investor regarding the legality of an investment in any Yieldstreet Securities.

Banking services are provided by Evolve Bank & Trust, Member FDIC.

Investment advisory services are provided by YieldStreet Management, LLC, an investment advisor registered with the Securities and Exchange Commission.

Our site uses a third party service to match browser cookies to your mailing address. We then use another company to send special offers through the mail on our behalf. Our company never receives or stores any of this information and our third parties do not provide or sell this information to any other company or service.

Read full disclosure
Copyright © 2022 YieldStreet, Inc.